Credit Risk Analyst

Michael Page (UK); City Of London; On-site; GBP 50,000 - 70,000; Full time

Job summary

A leading recruitment consultancy is seeking a Credit Risk Analyst for a renewable energy hedge fund in London. The successful candidate will perform credit evaluations, develop internal ratings, and oversee credit portfolios. Candidates should have 3-5 years of experience in credit risk analysis and a degree in finance or economics.

Benefits

Competitive salary

Permanent position

Collaborative company culture

Access to industry-leading tools and resources

Qualifications

• 3-5 years experience in credit risk analysis within banking or financial services.
• Strong understanding of energy and natural resources industry.
• Proficiency in analyzing financial statements and credit risk models.

Responsibilities

• Conduct in-depth credit evaluations of potential counterparties.
• Develop internal credit ratings and assess credit exposure.
• Supervise performance of credit portfolios and recommend measures.
• Create structured credit risk reports for internal Risk Committee.
• Collaborate with M&A team on acquisition and investment opportunities.
• Monitor macroeconomic indicators that influence risk exposure.

Skills

Credit risk analysis

Financial statement analysis

Problem-solving

Communication skills

Education

Degree in finance, economics, or related field

Job description

• Established Renewable Energy/Energy Transition Hedge Fund with continuous growth
• Wide range of products offered and interesting transactions

About Our Client

West end based Renewable Energy/Energy Transition Hedge fund

Job Description

• Credit Analysis: Assist in performing in-depth credit evaluations of companies considered as potential counterparties to determine their credit strength and highlight possible risks. This includes analyzing financial statements and other key financial information to assess the overall financial condition and resilience of our clients.
• Risk Analysis: Contribute to the development of internal credit ratings and participate in group assessments of credit exposure by analyzing key elements such as sector dynamics, market environment, available collateral, and repayment capabilities.
• Credit Portfolio Oversight: Help supervise and review the performance of credit portfolios to detect potential threats or changes in risk profile. Recommend measures to reduce exposure when necessary.
• Reporting and Documentation: Support the creation of structured and concise credit risk reports. These should outline key insights, proposed recommendations, and supporting financial analysis for presentation to the company's internal Risk Committee.
• Mergers & Acquisitions: Collaborate with the internal M&A team to evaluate acquisition and investment opportunities. This includes preparing investment memos for the Investment Committee, drafting offer letters, participating in term sheet negotiations, and coordinating the due diligence process and transaction documentation with external advisors.
• Ongoing Risk Monitoring: Stay informed of developments in credit risk conditions and monitor broader macroeconomic indicators that may influence risk exposure.

The Successful Applicant

A successful Credit Risk Analyst should have:

• Approximately 3-5 years experience in credit risk analysis within the banking or financial services sector.
• A strong understanding of the energy and natural resources industry.
• Credit exposure to FX or Soft Commodity clients is highly desirable.
• Proficiency in analysing financial statements and credit risk models.
• Excellent attention to detail and problem-solving skills.
• Strong communication abilities, both written and verbal.
• Familiarity with relevant regulatory requirements and industry standards.
• A degree in finance, economics, or a related field.

What’s on Offer

• A competitive salary.
• Permanent position based in London, offering stability and growth opportunities.
• Opportunities to work within the energy and natural resources sector.
• A collaborative and supportive company culture.
• Access to industry-leading tools and resources.