Business Analyst - Lending

NatWest Group; London; On-site; GBP 50,000 - 70,000; Full time

Job summary

A financial services company in London seeks a Lending Business Analyst to support the launch of a new Lending product. In this role, you'll define product requirements, lead discovery sessions, and collaborate on process optimization. Key skills include technical knowledge of APIs, strong writing ability, and experience in Agile methodology. This is an excellent opportunity for someone with a solid understanding of Lending products and compliance regulations.

Qualifications

• A strong understanding of Lending products and relevant compliance regulations.
• Experience breaking down high-level product needs into user stories.
• Ability to collaborate with cross-functional teams.

Responsibilities

• Define and track product requirements across the lending domain.
• Lead discovery sessions to craft user stories and requirements.
• Collaborate on designing and refining new processes for product rollout.

Skills

Technical understanding of APIs

Experience with fintech or payment strategy

Strong writing skills

Stakeholder communication skills

Proactive attention to detail

Experience in Agile methodology

Job description

Join us as a Lending Business Analyst

This is a key role in the team responsible for launching a new Lending product for the first time within NatWest Boxed.

You will be:

• Defining and Tracking Product Requirements: Work closely with the Product teams across the lending domain to identify, analyse, and manage detailed product requirements, ensuring alignment with business and regulatory needs.
• Leading Discovery & Story Creation: Support and lead detailed discovery sessions with the lending team, taking ownership of crafting user stories and requirements that drive the development and build of the Lending solution.
• Processing Design & Optimisation: Collaborate with cross-functional stakeholders to design, document, and refine new processes that support the product’s successful rollout, ensuring a seamless development pipeline and path to production
• Developing a working knowledge of NatWest Boxed and Group policies, supporting to identify where existing policies align with or need adaptation for the Lending proposition

The skills you'll need

• Technical understanding on how APIs, integrations, and digital banking infrastructure work. Experience with fintech or payment strategy / processing systems is a plus
• An ability to work with Product Owners to define and refine product requirements and break down high-level needs into detailed user stories and acceptance criteria
• Strong writing skills to create clear, structured, and comprehensive requirements documents, user stories, and process flows, ensuring these requirements are testable for effective validation.
• Stakeholder and communication skills with previous experience working closely with cross-functional teams (Product, Engineering, Commercial, Credit, Risk, Compliance, Legal etc.)
• A proactive approach to work with great attention to detail, an ability to identify and troubleshoot issues early, and drive solutions to these problems in collaboration with the wider team.
• Proven experience working effectively within an Agile framework/ methodology

Additionally it will be very beneficial to have :

• A strong understanding of Lending products, including Term loans, Point of Sale, with general awareness of risk, credit scoring, and lending policies in a regulated environment
• Relevant experience in some of the following areas: Software-as-a-Service (SaaS), Embedded Finance, Banking-as-a-Service (BaaS)
• A familiarity with CONC, CCA (Consumer Credit Act), FCA regulations, and financial compliance and ability to spot gaps in policy that might impact product development