Bridging Underwriting Manager

JR United Kingdom; London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A fast-growing lender based in London is seeking a Senior Bridging Underwriter to manage their underwriting team and ensure compliance with regulations. The role involves making critical underwriting decisions, implementing processes, and providing final credit sign-off for applications. Ideal candidates will have previous experience in Financial Services, particularly in bridging finance, and possess strong analytical and management skills.

Qualifications

• Previous underwriting experience within Financial Services, ideally in bridging finance.

Responsibilities

• Manage the underwriting team to meet business objectives efficiently.
• Develop and implement underwriting processes.
• Make underwriting decisions based on the company's credit risk appetite.
• Ensure all underwriting is compliant with regulations.
• Review applications for risks and commercial viability.
• Provide final credit sign-off for applications.

Skills

Team management

Underwriting processes development

Credit risk assessment

Analytical thinking

Attention to detail

Job description

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We are currently working with a fast-growing lender that is looking for a Senior Bridging Underwriter to join their friendly, multi-award-winning team.

The Sales and Underwriting teams are expanding to support business growth and continued delivery of exceptional service.

Your main responsibility will be to work within the Underwriting team to ensure effective risk management and seamless drawdown of funds to borrowers.

Responsibilities:

• Manage the underwriting team to ensure the delivery of business objectives efficiently, including coaching, feedback, objective setting, and driving consistency across the team.
• Develop and implement underwriting processes.
• Ensure all underwriting is completed competently and in compliance with regulations.
• Make underwriting decisions in accordance with the company's credit risk appetite.
• Review and assess each case to ensure risks are appropriately evaluated and mitigated.
• Assess the commercial viability of each application.
• Oversee the underwriting of all loans up to disbursement.
• Delegate applications for underwriting appropriately.
• Review applications, including credit reports, wealth assessments, valuations, insurance, and ROT.
• Perform final checks of checklists, rationales, and AML forms.
• Support automation initiatives and scalability efforts.
• Provide final credit sign-off for each application.
• Assist with internal and external projects related to the business as required.
• Apply analytical and methodical thinking.
• Take ownership of tasks and responsibilities.
• Manage tasks successfully to deliver high-quality service.
• Previous underwriting experience within Financial Services, ideally in bridging finance.