Associate Director, Property Finance

Triple Point; City of Westminster; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading investment firm in the UK is seeking a Property Portfolio Manager to support responsible growth in private credit. This role focuses on analyzing project progress, conducting credit reviews, and collaborating across teams. Ideal candidates will have extensive experience in property lending and strong analytical skills. A competitive salary and comprehensive benefits package are offered, along with opportunities for professional growth.

Benefits

Competitive salary

Comprehensive benefits package

Opportunities for professional development

Qualifications

• Extensive experience in property lending, development finance, or credit review.
• Strong understanding of UK residential development finance methodologies.
• Ability to interpret financials and loan documentation.

Responsibilities

• Lead the review of monthly drawdown reports and analyze project progress.
• Identify early warning signs like delays or cost pressures.
• Conduct credit reviews with quantified risks and recommendations.

Skills

Property lending expertise

Analytical skills

Communication

Experience with financial interpretation

Knowledge of development finance

Tools

Excel

MI tools

Job description

The team supports responsible growth in the sector with a strong emphasis on commercial viability, robust credit oversight and disciplined portfolio management. The Team You will sit within the Property Team as part of the Portfolio Management function, reporting to the Head of Portfolio Management. The role works closely with Origination, Credit, internal Portfolio Managers and other Private Credit colleagues, contributing to a high-performing, collaborative lending environment.

Responsibilities

• Lead the review of monthly drawdown reports, analysing project progress, budgets, risks and compliance.
• Identify early warning signs such as delays, cost pressures, covenant risks or borrower concerns and escalates appropriately.
• Conduct credit reviews, including term extensions with clearly quantified risks, proposed mitigation and evidence-based recommendations.
• Present findings and recommendations to the Property Finance team to support amendments, waivers or escalations.
• Improve MI and reporting so insights are timely, accurate and actionable.
• Build strong collaboration with Origination, Credit and Portfolio Managers.
• Act as a subject‑matter expert on portfolio performance and development finance credit risk.
• Manage transactions as required in line with business needs.
• Commercial & Credit Judgement: Apply sound commercial reasoning and credit expertise; identify risks early and act proactively.
• Continuous Improvement: Look for ways to enhance controls, data quality and portfolio monitoring.
• Be Generous: Share knowledge to support team learning and contribute to improving processes and reporting.
• Stay Curious: Proactively seek insight, ask thoughtful questions and interpret data to deepen understanding.
• Take Thoughtful Action: Make timely, well‑judged decisions; simplify complexity and maintain momentum.
• Pull Together: Build strong cross‑functional relationships and influence stakeholders through clear, evidence‑led communication.
• Own It: Take accountability for analysis and portfolio outcomes; act as a self‑starter with high standards and attention to detail.

Qualifications

• Extensive experience in property lending, development finance, portfolio management or credit review.
• Strong understanding of UK residential development finance, including cost‑to‑complete and valuation methodologies.
• Experience identifying early‑stage credit concerns and managing complex cases.
• Ability to interpret financials, covenants, loan documentation and monitoring reports.
• Strong analytical skills with the ability to simplify complexity and communicate clearly.
• Experience managing cradle‑to‑grave loan life‑cycle processes.
• Proficiency in Excel and comfortable working with MI tools and structured data.

Desirable

• Experience with investment, development or bridging finance products.
• Background in banking, credit, surveying or property development.

Company Overview

Since 2004, we’ve been bringing investment ideas to life and connecting capital with the right people and opportunities. Today, we manage more than £2.5 billion for a broad range of investors across five key investment strategies: Private Credit, Social Housing, Clean Heat, Energy and Venture. These strategies underpin the innovative range of investments we offer to both private (retail) and institutional clients. We have 230+ employees at Triple Point, all committed to leaving the world demonstrably better than we found it. We’re a certified B Corp, signed up to the Principles for Responsible Investment, and were named a Sunday Times “Best Place to Work 2025.”

Benefits

• Be part of a growing and innovative team.
• We offer a competitive salary, a comprehensive benefits package, and genuine opportunities for growth and progression.
• Opportunities for professional development and career progression.

Culture and Values

At Triple Point, high performance means living our values every day: Stay Curious. Be Generous.