Agent Oversight Analyst

Edenred; Swindon; On-site; GBP 30,000 - 35,000; Full time

Job summary

A leading prepaid solutions provider in the UK is seeking an Agent Oversight Analyst to monitor and control activities outsourced to agents. The ideal candidate will have extensive experience in financial crime compliance, strong analytical skills, and the ability to manage complex problems. This full-time position offers a hybrid working environment with additional benefits such as income protection, life insurance, and generous annual leave.

Benefits

25 days annual leave plus Bank Holidays

Hybrid working environment

Income protection

Life insurance (4x salary)

Wellbeing Employee Assistance Program

Employee discount shopping platform

Digital learning platform

Complimentary fruit and snacks

Volunteering programme

Pension Scheme

Discretionary bonus scheme

Holiday trading scheme

Medical & international travel cover

Monthly gym allowance

Employee referral bonus scheme

Season ticket loan

Cycle to Work scheme

Qualifications

• Extensive experience in a regulated payment or financial services organization with exposure to financial crime.
• Practical regulatory knowledge in AML, Fraud, Compliance, and Risk domains.
• Proven experience in implementing processes and controls to identify weaknesses.
• Experience working under pressure and managing complex problems.

Responsibilities

• Monitor and control key activities outsourced to Agents of PPT UK.
• Ensure robust oversight and controls of Agent activities.
• Escalate risks and issues to the Head of Agent Oversight.
• Co-ordinate monthly Agent reporting and annual self-assessments.

Skills

Analytical thinking

Experience in financial crime compliance

Data analysis using PowerBI

Attention to detail

High standard of communication

Job description

Agent Oversight Analyst

Hybrid Swindon or London

Salary - 30000 to 35000 Bonus

The role of Agent Oversight Analyst is to monitor and control the key activities outsourced to Agents of PPT UK.

The scope includes all activities outsourced to Agents including but not limited to; customer onboarding suspicious activity reporting fraud investigations complaint handling financial promotions and customer communications.

Compliance with various legal obligations and regulatory standards is a key objective of the Agent Oversight function including payment regulations anti-money laundering and counterterrorist financing regulations consumer duty data privacy sanctions and PEP compliance and consumer protection.

The Agent Oversight Analyst will report directly to the Head of Agent Oversight and will be responsible for monitoring Agent activities and calling upon the expertise of other internal subject matter experts to ensure robust and systematic risk-based oversight and control of Agents.

Accountable to Head of Agent Oversight

Key Working Relationships

• 2LoD UK
• 1LoD UK
• PPT Agents
• Edenred Business Units
• Compliance
• Risk & Audit
• Edenred Payment Service Managers

Key Responsibilities

• Ensure robust oversight and controls of Agent activities
• Escalate appropriate risks and issues to the Head of Agent Oversight
• Track remedial actions designed to improve effectiveness of Agent systems and control frameworks
• Support development of key metrics which shows Agents performance and outliers for action
• Oversee and ensure the accurate and compliant execution of PPT controls by Agents addressing any key issues and control gaps
• Collaborate with operational areas to resolve weaknesses in Agents controls
• Co-ordinate monthly Agent reporting and annual self-assessments ensuring reporting captures controls and identifies risks so these are addressed and identifies risk for mitigation
• Organise Agent Oversight meetings maintaining comprehensive and minutes and action items
• Conduct monthly and quarterly sampling reviews as directed by the Head of Agent Oversight
• Participate in and support on-site Agent visits
• Providing key inputs into the MLRO report and risk assessments

Skills & Behaviours

Role Specific

• Extensive experience in a regulated payment or financial services organisation with demonstrable exposure to financial crime and / or compliance monitoring activities
• Practical regulatory knowledge and awareness including business implications of regulations laws and industry best practice / guidance in relation to AML / Fraud / Compliance / Risk domains
• Analytical thinker who can interpret Management Information and use it for sound decision making assessing risk and control highlighting deficiencies and recommending improvements
• Ability to rapidly understand complex problems and rationalise these into workable solutions for Agents and PPT
• Experience of working under pressure in a dynamic and challenging environment
• Proven experience in implementing and reviewing processes and controls to identify weaknesses
• Experience of data analysis and reporting using applications such as PowerBI
• High standard of communication with stakeholders at all levels both verbal and written.
• Attention to detail and excellent organisational skills

Behavioural

• Promote culture of compliance and excellence within the organisation
• Commitment to engagement and ownership
• Exhibit enthusiasm for providing unparalleled service levels to internal and external stakeholders whilst balancing the risk to PPT
• Familiarity with Consumer Duty and the impact fraud can have on customers innocent victims and regulated businesses

The role holder will receive training to support their ongoing personal development

Why Edenred PayTech

We are a subsidiary of the Edenred group and leaders in prepaid solutions including banking virtual cards debit credit and prepaid processing.

As an Edenred PayTech employee you will get the support and structure that you need to enjoy your work and develop your career while doing what you love and making a difference in a fast-paced and innovative business.

What you will get

• 25 days annual leave plus Bank Holidays
• Hybrid working environment with a 3 days per week in the office
• Income protection
• Life insurance (4x salary)
• Wellbeing Employee Assistance Program (extended access to family members)
• Employee discount shopping platform
• Digital learning platform
• Complimentary fruit and other in office snacks & refreshments
• Volunteering programme
• Social events
• Pension Scheme employer 6% with minimum employee contribution 3%
• Discretionary bonus scheme based on company and personal performance
• Holiday trading scheme (buy or sell up to 5 days)
• Medical & international travel cover (leisure and action sports)
• Monthly gym allowance
• Employee referral bonus scheme
• Season ticket loan
• Cycle to Work scheme

Diversity

Edenred PayTech are proud to be an equal opportunity employer. We will not discriminate against any applicant or employee based on age race colour creed religion sex sexual orientation gender gender identity or expression national origin citizenship marital status or civil partnership / union status disability pregnancy genetic information or any other basis prohibited by applicable country or local laws

Apply now and Vibe with Us!

Required Experience

IC

Key Skills

Computer Science,Continuous Integration,Fraud,Intake Experience,Law Enforcement,Usability,Analysis Skills,Computer Forensics,Driving,Teaching,Counterintelligence,Sass

Employment Type : Full-Time

Experience : years

Vacancy : 1

Monthly Salary Salary : 30000 - 35000