Accounting Clerk

Michedcu; Plymouth; On-site; GBP 60,000 - 80,000; Full time

Job summary

A financial institution in Plymouth is seeking an entry-level accounting professional to perform daily balancing and reconciliation, process payments, and support compliance efforts. Candidates should have a high school diploma, an associate degree in Accounting is preferred. Strong attention to detail, analytical skills, and proficiency in Microsoft Excel are required. This role comes with a negotiable salary based on experience and a generous benefits package including medical coverage, paid holidays, and a 401(k) plan.

Benefits

Affordable medical, dental and vision coverage

Paid holidays and vacations

401(k) plan

Employer profit sharing contributions

Flexible spending accounts

Qualifications

• Basic understanding of accounting principles.
• Ability to follow procedures in a regulated environment.
• Entry-level candidates with strong aptitude and willingness to learn are encouraged to apply.

Responsibilities

• Perform daily balancing and reconciliation of accounts and transactions.
• Process and review ACH, wire transfers, checks, and other electronic payments.
• Prepare reports and spreadsheets as assigned.

Skills

Attention to detail

Analytical skills

Problem-solving skills

Strong written and verbal communication

Proficiency in Microsoft Excel

Education

High school diploma or equivalent

Associate degree in Accounting or related field

Job description

Careers At Michigan Educational Credit Union

Current job opportunities are posted here as they become available.

Reports To

Controller / Accounting Manager

Department

Accounting Department

Essential Duties and Responsibilities

Accounting Functions

• Perform daily balancing and reconciliation of accounts and transactions
• Post and review general ledger entries and transaction reports
• Research and resolve accounting discrepancies and out-of-balance conditions
• Maintain accurate documentation and records in accordance with retention requirements
• Support internal controls and separation of duties

Payments Processing

• Process and review ACH, wire transfers, checks, and other electronic payments
• Monitor payment exceptions, returns, and settlement timelines
• Ensure payment deadlines and cut-off times are met
• Follow all established procedures to ensure accuracy and compliance
• Review transactions for suspicious or unusual activity
• Assist with investigations related to ACH, wire, check, and P2P fraud
• Document fraud cases accurately and escape issues as required
• Support compliance with Reg E, BSA, OFAC, and internal fraud policies
• Maintain confidentiality of member and credit union information

Administrative & Support Duties

• Prepare reports and spreadsheets as assigned
• Utilize core banking, payment, and fraud monitoring systems
• Communicate effectively with staff regarding transaction issues or corrections
• Provide excellent internal and external customer service

Knowledge, Skills, and Abilities

• Basic understanding of accounting principles
• Strong attention to detail and numerical accuracy
• Ability to follow procedures in a regulated environment
• Analytical and problem-solving skills
• Proficiency in Microsoft Excel and other office software
• Ability to learn and navigate financial systems quickly
• Strong written and verbal communication skills
• High level of integrity and discretion

Education and Experience

• High school diploma or equivalent required
• Associate degree in Accounting, Business, or related field preferred
• Prior experience in banking, accounting, payments, or fraud detection preferred but not required
• Entry-level candidates with strong aptitude and willingness to learn are encouraged to apply

Working Conditions

• Office environment with standard business hours
• Extended hours may be required during month-end, audits, or system implementations

Pay

Negotiable base on experience and qualifications.

Generous benefits package including affordable medical, dental and vision coverage, paid holidays, vacations, 401(k) plan, employer profit sharing contributions and flexible spending accounts.