2026 TMK Underwriting Graduate Programme

Tokio Marine Kiln Insurance; Greater London; On-site; GBP 25,000 - 30,000; Full time

Job summary

A leading international insurer is looking for candidates for its full-time 2026 Underwriting Graduate Programme. This 2.5-year fixed-term program includes dynamic rotations across various underwriting departments, aiming to develop graduates into future expert Underwriters. Key responsibilities include understanding insurance products, shadowing experienced professionals, and participating in ongoing learning opportunities. This is an excellent chance to start a career in underwriting with professional development support provided.

Qualifications

• Understanding of underwriting products and risk appetites.
• Ability to shadow underwriters and learn broker relationships.
• Ability to understand data-driven decision making.

Responsibilities

• Develop a clear understanding of underwriting products.
• Understand how Underwriters use data to drive decisions.
• Participate in professional development opportunities.

Skills

Project Management Methodology

Project / Program Management

Program Management

Management Experience

Microsoft PowerPoint

Microsoft Project

Budgeting

DoD Experience

Leadership Experience

Supervising Experience

Contracts

Job description

Overview

The 2026 TMK Underwriting Graduate Programme is now open for applications! Tokio Marine Kiln (TMK) is a leading international insurer with a reputation for specialist underwriting expertise, outstanding claims service and innovative products. We are excited to recruit for our 2026 Underwriting Graduate Programme – a renowned and award‑winning programme that has been developing graduates into expert Underwriting and leadership positions for over 50 years.

About the Programme

This full‑time graduate entry training programme is a 2.5‑year fixed‑term contract. The programme offers dynamic rotations through at least five different underwriting departments, along with opportunities to gain exposure to other key teams across the business. The structure gives a broad hands‑on experience and a well‑rounded understanding of the industry, setting you up for long‑term success. Upon successful completion, you are expected to take up a permanent position in an underwriting department as a trainee underwriter, although other opportunities may also be available if better suited.

Responsibilities

• Develop a clear understanding of our underwriting products and TMK’s risk appetites.
• Shadow underwriters and gain an understanding of how broker relationships work.
• Understand how Underwriters use data and models to drive decision making.
• Develop an understanding of the technical underwriting principles and processes involved in specific lines of business, including the Lloyd’s market and the identification and assessment of risk.
• Understand insurance policy terms and conditions.
• Understand how other functions in TMK feed into our underwriting process.
• Take part in learning and development opportunities as necessary to attain the skills and knowledge required to carry out specific tasks on each placement and in order to increase general insurance knowledge.
• Build and foster internal and external stakeholder relationships across TMK and the wider industry.
• Start your own professional development journey (e.g. CII qualification for which support will be provided).

Qualifications & Skills

• Project Management Methodology
• Project / Program Management
• Program Management
• Management Experience
• Microsoft PowerPoint
• Microsoft Project
• Budgeting
• DoD Experience
• Leadership Experience
• Supervising Experience
• Contracts

Inclusion & Equality

We are committed to ensuring a safe, open, inclusive and empowering environment in which all of our people can thrive. All employees have the opportunity to join one or more inclusion network groups or take part in CSR and charitable activities. TMK is a Disability Confident Employer and we also accommodate flexible working subject to the TMK flexible working policy.

Application Details

Applications close on Friday 16th January 2026.

Employment Type: Full‑Time

Experience: 0 years

Vacancy: 1