CREDit Graduate Program 2026

OSTTRA; Frankfurt; Vor Ort; EUR 60.000 - 80.000; Vollzeit

Zusammenfassung

A global financial services company is seeking a CREDit Program Analyst to join their program in Frankfurt, Germany. This two-year developmental role will involve credit and recovery analysis, providing financial insights, and utilizing AI technologies to enhance research. Applicants should expect to complete an undergraduate degree by August 2026, with strong skills in Excel and effective communication. Candidates must be adaptable and demonstrate a keen interest in credit analysis. The position requires in-office work at least two days a week.

Qualifikationen

• Completion of a minimum undergraduate degree by August 2026 with a strong academic record.
• Proficiency in Excel and other Microsoft Office products.
• Fluency in English and the primary language of the hiring location.

Aufgaben

• Conduct credit and recovery analysis for various companies.
• Evaluate the creditworthiness of organizations.
• Provide financial statistical and data analysis.

Kenntnisse

Proficiency in Excel

Adaptability

Strong relationship-building skills

Intellectual curiosity

Storytelling skills

Ausbildung

Undergraduate degree

Tools

Microsoft Office Suite

Jobbeschreibung

About the Role:

Grade Level (for internal use):

09

Program Overview:

When you join S&P Global Ratings you join one of the worlds leading providers of independent credit risk research and benchmarks. You are part of a team that produces high quality fundamental research based on established criteria.

Our CREDit Graduate Program is a two-year training and development opportunity with our next intake joining us in September 2026. CREDit Program Analysts are hired for a specific practice; however you are expected to transition between practices as dictated by business your first year CREDit analysts focus on acquiring skills and knowledge from your home your second year CREDit analysts gain exposure to other practices through a mix of classroom training and small projects or short-term secondments. All analysts combine practical work experience with the completion of a relevant qualification. For example this could be the CFA.

The Practice:
When you join S&P Global Ratings you join one of the worlds leading providers of independent credit risk research and benchmarks. You will be part of a team that produces high quality fundamental research based on established criteria you have the opportunity to ask probing questions to senior corporate executives and interact with the global investor community.

With offices in 26 countries rating $47.5 trillion in debt and with nearly 1400 credit analysts S&P Global Ratings is an important part of the worlds financial infrastructure and has played a leading role for more than 150 years in providing investors and financers the information they need to more easily quickly and efficiently provide capital to businesses and governments.

The Business Practice Groups include: Corporates Public Finance Financial Institutions Structured Finance Sovereign and International Public Finance and Infrastructure.

Key Responsibilities:

• Conduct credit and recovery analysis for various companies and services provided to corporate institutional and governmental clients ensuring accuracy and attention to detail.

• Evaluate the creditworthiness of organizations focusing on their ability to meet financial obligation.

• Provide timely and precise quarterly financial statistical and data analysis demonstrating strong organizational skills.

• Assist in reporting research and presentation development leveraging analytical skills to support research and analysis.

• Collaborate with the team on execution improvements and ad‑hoc writing projects fostering a collaborative and inclusive work environment.

• Utilize AI technologies to analyze large datasets and derive actionable insights integrating them into existing analytical frameworks.

What Were Looking For:

Required Qualifications and Experience:

• Completion of a minimum undergraduate degree by August 2026 with a strong academic record.

• All majors welcome including Accounting Business Administration Engineering Economics Finance Math Public Policy Quantitative Analysis Data and Statistics.

• Proficiency in Excel and other Microsoft Office products (Word Outlook PowerPoint) demonstrating the ability to handle data and presentations effectively.

• A proactive mindset and adaptability essential for thriving in a dynamic environment influenced by advancements in artificial intelligence and technology.

• Intellectual curiosity with a keen interest in learning and applying new knowledge in credit analysis.

• Ability to conduct independent analysis and research showing initiative and resourcefulness.

• Strong relationship‑building skills emphasizing collaboration and effective communication with team members.

• Strong storytelling skills able to take complex data insights and turn them into engaging narratives that resonate with and inform our stakeholders.

• Demonstrated problem‑solving time‑management attention to detail and organizational abilities.

• Fluency in English and the primary language of the hiring location.

• All employees are required to work from the office a minimum of 2 days per week.

• We require all candidates who reach the final stage of our interview process to attend at least one in‑person interview which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer.

Additional Preferred Qualifications and Experience:

• Familiarity with AI technologies or tools including Machine Learning Algorithms Natural Language Processing Tools and/or Robotic Process Automation reflecting a forward‑thinking approach.