Vice President, Commercial Banking

BMO Financial Group; Portage la Prairie; On-site; CAD 81,000 - 152,000; Full time

Job summary

A leading financial institution in Canada seeks a Vice President for Commercial Banking. This role involves analyzing credit information to support lending decisions while ensuring exceptional client service. Candidates should have over 7 years of relevant experience, preferably in a banking environment, along with strong qualifications in credit analysis and loan structuring. The position offers a competitive salary and an opportunity to build long-term client relationships.

Qualifications

• 7+ years of experience in credit or lending instruments in a banking environment.
• Bachelor's or Master's degree in Business Administration, Finance, or Accounting preferred.
• Credit qualifications according to portfolio requirements.

Responsibilities

• Analyze credit information for lending decisions and processes.
• Negotiate loan structures aligning client requirements with bank policies.
• Monitor portfolio performance and recommend capital allocation strategies.

Skills

Credit analysis

Loan structuring

Client management

Financial analysis

Risk assessment

Portfolio management

Education

Bachelor's degree

Master's degree

Job description

Vice President, Commercial Banking

Job Description

Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.

• Negotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies.
• Develops comprehensive credit structures to meet the transactional needs of more complex clients.
• Signs off on new, renewal and extension loans within delegated authority.
• Conducts comprehensive portfolio monitoring including covenant compliance to identify deteriorating credit conditions.
• Conducts performance analysis, engages with clients and assesses industry trends to identify risks and opportunities.
• Evaluates portfolio performance and recommends capital allocation strategies that optimize returns with investment objectives.
• Handles escalated client concerns and service requests, ensuring expectations are consistently met or exceeded.
• Leads complex proposal development and delivers presentations to capture new business and expand client relationships.
• Engages with industry peers and networks to gather competitive insights and best practices, applying this knowledge to maintain a competitive edge.
• Builds and maintains client relationships to ensure long‑term financial performance in collaboration with Relationship Manager and business partners.
• Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies.
• Conducts financial analysis and risk assessments of clients' credit information, for an assigned portfolio, to provide insights and make informed decisions.
• Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required.
• Minimizes BMO's risk exposure by adhering to credit policies, regulatory standards, and operational guidelines.
• Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded. Escalates issues when needed.
• Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships.
• Identifies revenue and cross‑selling opportunities to enhance portfolio growth.
• Identifies share of wallet opportunities.
• Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis.
• Manages timely and accurate data entry into BMO's systems and leverages the data to support decision‑making.
• Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do.
• Ensures alignment between values and behaviour that fosters diversity and inclusion.
• Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through.
• Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders.
• Attracts, retains, and enables the career development of top talent.
• Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance.
• Operates at a group/enterprise‑wide level and serves as a specialist resource to senior leaders and stakeholders.
• Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non‑routine.
• Implements changes in response to shifting trends.
• Broader work or accountabilities may be assigned as needed.

Qualifications

• Preferred 7+ years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
• Bachelor's degree required, Master's degree preferred; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered.
• If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
• Seasoned professional with a combination of education, experience and industry knowledge.

Pay

$81, $152,000.00

Salesforce QA – Toronto (minimum 4 days onsite)

Perform functional and configuration testing on Salesforce CRM applications (FSC Financial Services Cloud Preferred). Configure and validate Salesforce components such as Roles, Profiles, Permission Sets, Groups, Triggers, and Execution Batches. Conduct manual and automation testing for Force.com custom applications. Write and execute SOQL and SOSL queries for data validation and testing. Design, create, and manage test cases, test data, and test progress metrics using tools like qTest, JIRA, ALM. Develop and maintain automated test scripts using Playwright, Selenium, Provar, and other automation frameworks.

Perform API testing using Rest Assured or Postman. Design and build scalable automated test frameworks for web, mobile, and API layers. Maintain source code management using Git and ensure adherence to best practices. Collaborate with cross‑functional teams to ensure quality standards and timely delivery.

Required Skills / Qualifications

• 610 years of experience in Salesforce CRM testing and automation.
• Strong functional knowledge of Salesforce (Sales, Service, or Marketing Cloud).
• 710 years of experience in Web/Mobile UI and API Automation.
• High‑level expertise in Java, with clear understanding of OOPs concepts.
• Hands‑on experience with automation tools Selenium, Playwright, Provar, Rest Assured.
• Proficiency in SOQL/SOSL queries for Salesforce data validation.
• Experience with Test Management tools ALM, JIRA, qTest, Confluence.
• Knowledge of CICD pipelines and automation integration (Jenkins preferred).
• Familiarity with GenAI tools Github Co‑pilot, etc.
• Strong analytical, problem‑solving, and communication skills.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.