Underwriter

Auto-Owners Insurance; Loch Broom; Hybrid; CAD 59,000 - 87,000; Full time

Job summary

Auto-Owners Insurance seeks a motivated underwriting trainee for a flexible work environment and comprehensive training program. Candidates will engage in making underwriting decisions while developing critical insurance knowledge. The role comes with competitive compensation and extensive benefits, ensuring a rewarding career path.

Benefits

Matched 401(k)

Fully-funded pension plan

Medical, dental and vision insurance

Generous paid time off including holidays

Adoption assistance

Education matching gift program

Student loan assistance program

Gym membership reimbursement

Qualifications

• Ability to write reports and compose correspondence.
• Capability to make decisions independently.
• Continued development of product knowledge through educational programs.

Responsibilities

• Learn insurance coverages and contracts.
• Analyze loss experience and financial conditions.
• Effectively communicate with agents and associates.

Skills

Communication skills

Organizational skills

Problem solving

Education

Bachelor’s degree or direct equivalent experience

Job description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 number of days per week.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance and requires the person to :

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
• Analyze loss experience, financial conditions and physical characteristics of risks
• Acquire a working knowledge of supporting sections of the underwriting department
• Effectively communicate with independent agents and other associates through verbal and / or written means
• Participate in and successfully complete the Company underwriter training program

Desired Skills & Experience

• Bachelor’s degree or direct equivalent experience with property / casualty underwriting
• Ability to organize data, multi-task and make decisions independently
• Above average communication skills (written and verbal)
• Ability to write reports and compose correspondence
• Ability to resolve complex issues
• Continually develop product knowledge through participation in approved educational programs

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent benefits package. Along with a matched 401(k), fully-funded pension plan (once vested), Auto-Owners offers medical, prescription, dental and vision insurance; associate, spouse and child life insurance; supplemental sick pay; long term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include : generous paid time off including holidays, vacation days, personal time, sick leave and parental leave; adoption assistance; discounts on personal insurance; education matching gift program, a student loan assistance program and a gym membership and fitness class reimbursement program. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Compensation

Auto-Owners offers a generous compensation package. For this position, the anticipated annualized starting base pay range is : $59,000.00 - $86,100.00 Other components of the compensation package include benefit dollars used to purchase certain benefits and several bonus opportunities.

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.