Treasury Associate Program

TD Bank Group; Ontario; On-site; CAD 98,000; Full time

Job summary

A leading financial institution in Toronto is seeking candidates for a Treasury Associate Program, a two-year rotational program focusing on data-driven finance and asset management. Ideal candidates will possess a recent graduate degree and have strong analytical skills. The role offers growth opportunities in a supportive environment, including mentorship and training. Applications must be submitted with transcripts and a cover letter by September 26.

Benefits

Comprehensive Total Rewards package

Mentorship and development opportunities

Paid time off

Qualifications

• Strong focus on process simplification and automation.
• Tech-savvy and quick to learn new tools.
• Understanding of financial markets and regulatory environments.

Responsibilities

• Develop accurate financial reporting and forecasts.
• Identify and implement process improvements.
• Work with partners on hedging and pricing decisions.

Skills

Numeracy

Financial analysis

Quantitative mindset

Problem-solving skills

Organizational skills

Education

Graduate degree in Finance, Economics, Math, Engineering, Statistics, Data or MBA

At least 3 years work experience post-undergrad

Tools

Bloomberg

SQL

Excel

Alteryx

Tableau

PowerBI

R

Python

Job description

Overview

Role Type: Masters and Advanced Degrees

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Pay Details: $98,000 - $98,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

About The Program

DEPARTMENT OVERVIEW

Treasury and Balance Sheet Management (TBSM) at TD is a global leader in asset and liability management. We are looking for advanced graduates to join our Treasury Associate Program.

At TBSM, we drive shareholder value by managing wholesale funding programs, funds transfer pricing, enterprise investment portfolio strategies and capital positions to generate stable earnings while optimizing the balance sheet within our risk appetite.

Our department is made up of over 250 professionals who provide expertise in balance sheet management across TD.

Job Description

What is the Program?

If you hold a graduate degree and enjoy data-driven finance and puzzles, we want you on our leadership track. The Treasury Associate Program is a two-year rotational program with four 6-month rotations. Rotations may include:

• Funds Transfer Pricing (FTP): Support ad-hoc analysis, portfolio deep dives, documentation workflow and develop conclusions linked to risk management and transfer pricing methodologies.
• Enterprise Capital Management (ECM): Support core capital forecasting and planning; partner with stakeholders for management discussions on capital; ad-hoc projects.
• Funding: Learn funding programs, market dynamics, and execution processes; support new program launches, dashboards, competitive analysis and deal execution.
• Liquidity: Support liquidity risk identification, measurement, forecasting and monitoring across TD Bank Group levels.

*Rotation opportunities are subject to change; discuss preferences with us.

Here's what you can expect as our Associate:

Each rotation combines project-based and reporting work, with growth in strategic decision making and risk management. Mentorship is a core part of the program with support from colleagues, peers, advisors and executive mentors. You will have access to programming, tools and a community of support beyond the 9-to-5, including leadership talks, workshops, conferences, socials and more.

Your dream career in Balance sheet management starts with TD:

We seek sharp minds who enjoy solving complex financial problems in a regulated industry and are passionate about simplification and process improvement.

What You'll do

No matter where you work at TD you'll make a meaningful impact. For each rotation in the Treasury Associate Program:

Make an Impact:

• Develop detailed, accurate financial reporting and forecasts with insightful commentary (MS Excel, Power Pivot, Query, Automate, Access, Tableau, Alteryx, etc.).
• Use financial, data and project tools to ensure success, efficiency and productivity.
• Identify and implement process improvements to automate and increase accuracy of data analysis to influence financial decisions.

Experience Growth:

• Work with key partners on hedging, new product offerings, pricing decisions, etc.
• Manage multiple projects with discretion and confidentiality.
• Invest in personal development; seek constructive feedback.
• Develop breadth of experience in core Treasury disciplines.

Cultivate Our Culture of Care:

• Represent Treasury on cross-functional groups and projects.
• Liaise with internal stakeholders and external advisors as appropriate.
• Build a wide network between Finance, Treasury and TD teams.
• Participate in specialized programming and structured training.

Job Requirements

What You Need to Succeed

We value diverse experiences. If you have relevant experience not listed, mention it in your resume or cover letter.

Qualifications and Skills:

• Excellence in academics with extracurriculars.
• Strong numeracy and experience with financial/quantitative analysis, modeling or hedging.
• Quantitative mindset pursuing a Treasury/Balance Sheet Management career.
• Strong focus on process simplification, automation and data analysis.
• Tech-savvy; quick to learn new tools.
• Understanding of financial markets, instruments, regulatory environments, transfer pricing.
• Self-starter with problem-solving, analytical and organizational skills.

• Strong technical proficiency with Bloomberg, SQL, Confluence, Jira, Excel, Alteryx, Tableau, PowerBI, VBA, R, Python and related tools.

Additional Information

Specific Educational Requirements, Accreditations and Experience:

• Graduate degree within the last two years or completing a quantitative graduate degree (Finance, Economics, Math, Engineering, Statistics, Data) or MBA.
• At least 3 years’ work experience post-undergrad with increasing responsibilities in a related field.
• Professional designations are assets (CFA, CPA, FRM).

Applications

This is a Toronto-based 2-year rotational program (Ontario, Canada) which starts in Summer 2026.

Applications must include (applications without the below will not be reviewed):

• Transcripts
• Cover letter (one page)
• Resume (two pages) – include graduation month and year and program

Key Dates

Posting Close date: September 26

Start date: Summer 2026 (candidates must have graduated prior to start)

Virtual Information Session: September 11

Information session link: https://tdbg.webex.com/weblink/register/r99df7c09652bd38019ff6bd6bad56d30

We welcome all applications but can only respond to candidates selected for an interview.

Who We Are

TD is a leading global financial institution with a strong presence in Canada and beyond. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of customers, communities and colleagues. We offer a comprehensive Total Rewards package including base salary, variable compensation, benefits, retirement programs, paid time off and more.

Colleague Development & Training

We provide training, onboarding, mentorship and development opportunities to help colleagues grow within TD.

Accommodation

Your accessibility is important to us. Please let us know if you require accommodations during the recruitment/interview process.

Inclusiveness

TD is committed to an inclusive and accessible environment. If you require accommodations, please let us know and we will work to meet your needs.

Language Requirement (Quebec only): Sans Objet