Senior specialist, global investigations

BMO Financial Group; Toronto; On-site; CAD 86,000 - 160,000; Full time

Job summary

A leading financial institution is looking for a Data Analytics professional in Toronto, Ontario. The role involves conducting sophisticated data analytics to identify criminal behaviors, supporting investigations, and advising on strategic business decisions. The candidate should possess advanced technical skills, a master's degree, and at least 7 years of relevant experience. This position offers a salary range between $86,000 to $160,000, alongside a comprehensive benefits package including health insurance and retirement plans.

Benefits

Health insurance

Tuition reimbursement

Retirement savings plans

Performance-based incentives

Qualifications

• Typically 7+ years of relevant experience required.
• In-depth knowledge of risk and technology management used in fraud.
• Able to manage ambiguity and provide insights for strategic issues.

Responsibilities

• Perform sophisticated data analytics to identify criminal behaviours.
• Provide strategic input as a trusted advisor on business decisions.
• Develop complex technical rules/scenarios for fraud detection.
• Manage risk and minimize losses through monitoring and control.
• Leads execution of operational programs and ensures quality.

Skills

Advanced technical knowledge with Power BI/PowerApps

Analytical and problem-solving skills

Advanced knowledge of fraud and security management

Verbal & written communication skills

Data driven decision making

Collaboration & team skills

Education

Master’s degree in a related field

Tools

SQL

SAS

Job description

Application Deadline: 01/09/2026

Address: 100 King Street West

Job Family Group: Data Analytics & Reporting

This role will be part of the Global Investigations team, BMO’s independent investigative unit. This team leads investigations into matters raising significant criminal, civil, regulatory or reputational risk, including allegations involving significant misconduct and/or breaches of BMO's Code of Conduct. It conducts background and due diligence services, develops insider threat monitoring solutions and liaises with law enforcement in relation to inquiries and criminal proceedings.

Performs sophisticated data analytics to explore and identify known or previously unidentified criminal behaviours among customer and employee groups across BMO. Supports investigations against people or property of BMO by providing key data or supporting the investigative process. Applies knowledge of analytics algorithms and technologies to develop analytic solutions and support decision making. Develops and implements the strategies for technology as related to business requirements. Acts as a subject matter expert on BMO data and data modelling for criminal risk mitigation to guide management programs and investigation activities. Drives innovation through the development of data products, establishes best practices and influences data governance guidelines and policies. Provides mentorship and guidance to junior technical staff.

• Provides strategic input into business decisions as a trusted advisor.
• Acts as a subject matter expert on relevant regulations and policies.
• May network with industry contacts to gain competitive insights and best practices.
• Ensures alignment between analytics, business and technical sides of strategies to improve performance and effectiveness.
• Conducts independent analysis and assessment to resolve strategic issues.
• Helps determine business priorities and best sequence for execution of business/group strategy.
• Acts as the prime subject matter expert for internal/external stakeholders.
• Breaks down strategic problems, and analyzes data and information to provide insights and recommendations.
• Monitors and tracks performance, and addresses any issues.
• Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution.
• Applies risk mitigation and management methods to manage/refine risk approaches within the function/process. Ensures policies, processes and controls are implemented and adhered to.
• Develops/manages comprehensive information management systems; designs and/or leads initiatives to improve processes, analysis and reporting.
• Leads/participates in the design, implementation and management of core business/group processes.
• Identifies and understands new and emerging patterns of fraud, both external and internal.
• Identifies and acquires appropriate data for fraud analysis based on knowledge of BMO product, data warehouse systems and architectural linkages.
• Develops complex technical rules/ scenarios to maximize the effectiveness of fraud detection and prevention programs.
• Applies statistical, data mining and pattern analysis techniques to determine relationships between transactions, customer data and known/predicted fraudulent behaviours.
• Summarizes statistical findings, draws conclusions and presents actionable business recommendations.
• Conducts programming as required for data mining mainframe jobs and develops detection rules/ scenarios or automated reports for Investigator use.
• Develops and maintains models and metrics, scenarios, profiles and parameters used to improve the efficiency of fraud detection systems.
• Manages risk and minimizes losses through monitoring, controlling, audits and verifications in accordance with compliance requirements, policies, procedures and regulations.
• Provides leadership and oversight on the identification, analysis and resolution of issues, recommending appropriate courses of action and creating solutions.
• Supports development and execution of strategic initiatives in collaboration with stakeholders.
• Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.
• Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.
• Implements changes in response to shifting trends.
• Broader work or accountabilities may be assigned as needed.

Qualifications

• Typically 7+ years of relevant experience and a master’s degree in a related field of study.
• Advanced technical knowledge, including hands‑on experience with Power BI/PowerApps, SQL, and/or SAS.
• Advanced knowledge of fraud and security management.
• Advanced knowledge of Statistical Analyses and Human Behaviour Modeling.
• In‑depth knowledge of risk and technology management as applied to fraud and/or criminal risk.
• Seasoned professional with a combination of education, experience and industry knowledge.
• Verbal & written communication skills - In‑depth / Expert.
• Analytical and problem‑solving skills - In‑depth / Expert.
• Influence skills - In‑depth / Expert.
• Collaboration & team skills; with a focus on cross‑group collaboration - In‑depth / Expert.
• Able to manage ambiguity.
• Data driven decision making - In‑depth / Expert.

Salary

$86,000.00 – $160,000.00

Pay Type

Salaried

The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part‑time roles will be pro‑rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance‑based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in‑depth training and coaching, to manager support and network‑building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.