Senior Loans Analyst

Farm Credit Canada; Ajax; On-site; CAD 92,000 - 125,000; Full time

Job summary

A leading financial institution is seeking a skilled credit analyst in Ajax, Ontario. Responsibilities include negotiating and preparing credit submissions for complex agribusiness proposals, assessing risks, and advising the relationship management team. Applicants should have an undergraduate degree in business, economics, or agriculture and experience in agriculture or commercial lending. Join this inclusive workplace that values diversity and encourages qualified applicants from various backgrounds to apply.

Qualifications

• At least four years of related experience or equivalent education and experience.
• Experience in agriculture or commercial lending.
• Expertise in complex lending.

Responsibilities

• Negotiate and prepare credit submissions for agribusiness proposals.
• Assess risks and recommend loan structures.
• Conduct research to support team meetings with customers.
• Complete analysis for account reviews and compliance.

Skills

Negotiation skills

Credit analysis

Problem-solving

Communication

Relationship building

Education

Undergraduate degree in business, economics or agriculture

Job description

Closing Date (MM/DD/YYYY): 01/04/2026

Worker Type: Term (Fixed Term)

Language(s) Required: English

Term Duration (in months): 24

Salary Range (plus eligible to receive a performance based incentive, applicable to position) : $92,310 - $124,890 Credit analysis and negotiation skills required: Make things happen for your sales team by acting as the key resource in preparing credit submissions. Analyze source documents and communicate with customers to thoroughly understand their business.

What you’ll do:

• Negotiate and prepare credit submissions for complex agribusiness and agri-food proposals
• Assess the risk of each business and recommend loan structures
• Conduct research and advise your team, including Senior Relationship Managers, in preparation for meetings with key customers and prospects
• Complete analysis and submissions for account reviews, compliance monitoring and eligibility rulings

What we’re looking for:

• Aptitude for complex lending and advanced credit analysis
• Problem-solver who can identify and recommend lending opportunities
• Strong communicator who excels at building partnerships

What you’ll need:

• Undergraduate degree in business, economics or agriculture and at least four years of related experience (or equivalent combination of education and experience)
• Agriculture or commercial lending experience
• Expertise in credit analysis

You belong here

At FCC, we’re committed to creating an inclusive, equitable and accessible workplace – one that reflects the communities where we live, work and play. Our team is made stronger through diversity, and we’re dedicated to building a workforce that brings together a range of backgrounds, abilities and perspectives. We encourage qualified applicants to apply, including members of these four employment equity groups:

• Indigenous Peoples
• Members of visible minority groups
• Persons with disabilities
• Women

Accessibility and accommodations

To support an inclusive and accessible candidate experience, we encourage anyone needing an adjustment or accommodation during any stage of the recruitment process to email us at: [e-mail]. An HR partner will respond and work with applicants who request a reasonable accommodation. Information received in relation to accommodation requests will not impact hiring decisions.