Senior Financing Specialist, Real Estate Market

RBC; Montreal; On-site; CAD 60,000 - 80,000; Full time

Job summary

A leading financial institution in Montreal is seeking a Credit Specialist to support a high-performing commercial banking sales team. The role involves providing quality business analysis and credit advice, aiding account managers, and demonstrating a strong commitment to teamwork. Ideal candidates have a university degree, bilingual proficiency, and at least three years in commercial lending. This position offers a competitive compensation package and opportunities for personal and professional growth.

Benefits

Comprehensive Total Rewards Program

Performance-based bonuses

Flexible benefits

Supportive development leadership

Collaborative dynamic culture

Qualifications

• Bilingualism (English and French) required.
• Proven track record in financial and credit analysis.
• Specialized industry expertise in past role (e.g., real estate or healthcare).
• Minimum 3 years in Commercial Lending in a Financial Institution preferred.

Responsibilities

• Providing quality business analysis and credit advice.
• Supporting risk management processes and guidelines.
• Mentoring colleagues to meet the needs of clients.

Skills

Adaptability

Business Development

Client Centricity

Communication

Critical Thinking

Financial Acumen

Practice Management

Education

University degree in commerce, business administration, or related

MBA, CPA or CFA (asset)

Job description

Job Description

What is the opportunity?

This is a credit specialist who supports a high performing commercial banking sales team. The individual completes the analysis and documentation required for annual renewals and new or increased credit transactions, is the credit expert in the market, and aids the Senior Commercial Account Managers with portfolio management and compliance support. The role contributes to an exceptional client experience by providing superior business, financial and credit advice. As a strategic partner to the commercial account manager, you are responsible for effectively and proactively managing the credit process thereby enabling the Senior Commercial account Manager to have more client-facing time.

What will you do?

• Providing quality business analysis and credit advice
• Client Solutions and New Client Acquisition – demonstrating RBC’s capability to provide creative financial solutions in a timely manner and delivering credit solutions that meet or exceed needs while effectively and proactively managing the credit process.
• Business and Risk Management – exercising due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines; and providing proactive portfolio management support to CAM
• Demonstrate a commitment to teamwork and collaboration by mentoring colleagues and accompanying them to help meet the needs of all clients.

What do you need to succeed?

Must‑have

• University degree, ideally in commerce, business administration, or related experience; MBA, CPA or CFA is an interesting asset
• Bilingualism (English and French) required, as you will regularly serve our clients with English and French-speaking needs.
• Must have proven track record in financial and credit analysis
• Must have specialized industry expertise in a past role (e.g. real estate, healthcare, agriculture)
• Minimum 3 years in Commercial Lending in a Financial Institution strongly preferred
• Must be able to give financial advice and solutions structuring and option.
• Strong communication and presentation skill
• Deep products and services knowledge dependent on industry specialization
• New client acquisition skills (e.g., pitching the value proposition, lead generation, initial customer contact and cold calling, asking for referrals)
• Knowledge of the real estate market in Québec

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation
• Leaders who support your development through coaching and managing opportunities
• A collaborative dynamic culture where personal initiative and hard work are recognized and rewarded
• A unique opportunity for personal and professional growth

Job Skills

Adaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curious Mindset, Financial Acumen, Practice Management

Additional Job Details

Address: 1 PLACE VILLE MARIE:MONTRÉAL

City: Montréal

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: PERSONAL & COMMERCIAL BANKING

Job Type: Regular

Pay Type: Salaried

Posted Date: 2025-12-10

Application Deadline: 2025-12-24

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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