Senior Credit Analyst

Manpower Canada; Oakville; Hybrid; CAD 80,000 - 90,000; Full time

Job summary

A leader in equipment leasing located in Oakville is seeking a Senior Credit Analyst to join their team. The role requires 5-7 years of credit analysis experience, preferably in the leasing sector, along with the ability to negotiate complex deals. This hybrid position includes 3 days in office and 2 days from home. The ideal candidate will possess strong analytical skills and attention to detail. The salary for this role ranges from $80,000 to $90,000, plus benefits.

Benefits

Benefits

Qualifications

• Minimum of 5-7 years of direct credit analysis experience, ideally in the leasing sector.
• Knowledge of Canadian lease structures and leasing processes.
• Ability to read and interpret financial statements.
• Must be able to adapt quickly and remain calm under pressure.

Responsibilities

• Responsible for mid-ticket credit adjudication on complex deals.
• Negotiate rates and terms to achieve favorable deal closures.
• Maintain acceptable default and loss standards.

Skills

Credit analysis

Negotiation skills

Attention to detail

Ability to manage competing priorities

Communication skills

Education

University or college degree in Business or Finance

Tools

Word

Excel

Job description

Our growing Oakville client who is a leader in equipment leasing is looking for a Senior Credit Analyst to join their team. The ideal candidate will have a minimum of 5-7 years related experience and will be responsible for the following:

Responsibilities

This full time position reports to the Vice President of Credit. The candidate will be responsible for mid‑ticket credit adjudication, $250,000 and up, complex deals and making recommendations regarding deal acceptance, pricing and structure for all company brands. The candidate will also be responsible for working with our broker partners on each approval until such time as the deal closes. This process may involve making structural changes to the approval, negotiating rates and terms to ensure the deal closes and the company's best interests are achieved. The negotiation will often take place over the phone with the brokers and/or lessee. Each credit is unique and presents an opportunity to create a custom structured approval, within defined guidelines. The Credit Analyst is also required to maintain acceptable default and loss standards as determined by senior management team.

Requirements

The successful candidate should have a minimum of 5-7 years of direct credit analysis experience, ideally in the Leasing sector. They must have knowledge of Canadian lease structures and leasing processes, have an in-depth ability to read and interpret financial statements and have an attention to accuracy and detail. Incumbents must be willing and able to find a solution with a can do attitude, learn and adapt quickly and remain calm under pressure in a deadline oriented environment. Candidates should be able to effectively manage competing priorities and timelines, interact and communicate effectively with internal and external customers, and work independently without direct supervision. Applicants need to be proficient in Word, Excel and be able to learn new systems quickly.

Qualifications

A university or college degree with a main subject area in Business or Finance is preferred (or equivalent relevant experience).

Please note this is a hybrid role... 3 days in office and 2 days from home. Salary - 80K-90K plus benefits.

If you are interested then please apply asap. #MPCANO