Senior Analyst, Client Onboarding, GBM (Bilingual Spanish/English, 10-Month Contract)

Scotiabank; Toronto; On-site; CAD 125,000 - 150,000; Full time

Job summary

A leading bank in the Americas is seeking a Senior Analyst for GBM Onboarding in Toronto. The role involves assisting in customer onboarding, ensuring compliance with AML regulations, and acting as an AML subject matter expert. Candidates must have fluency in Spanish, a university degree, and 1-3 years of financial services experience. This position is in a fast-paced environment, requiring strong analytical, communication, and time management skills, as well as the ability to handle multiple tasks efficiently.

Benefits

Flexible benefit programs

Support for well-being and health needs

Qualifications

• 1-3 years’ experience in financial services and/or KYC/AML/ATF.
• Knowledge of Canadian KYC/AML regulations including CANDER, Dodd Frank, EMIR, MIFID and FATCA.
• Ability to work under stress and changing priorities.

Responsibilities

• Assist in onboarding customers to GBM ensuring compliance with regulations.
• Support compliance with regulatory obligations and risk measures.
• Act as an AML subject matter expert to the business.

Skills

Fluency in Spanish

Analytical skills

Excellent communication skills

Relationship management

Time management

Education

University degree in business, finance, law or relevant field

Tools

MS Office

Data analytics

Job description

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Requisition ID: 243927

Employee Referral Program – Potential Reward: $1,000.00

We are committed to investing in our employees and helping you continue your career at Scotiabank.

Purpose

GBM Onboarding Canada is a critical component in the bank’s overall AML Compliance efforts. The Senior Analyst assists in onboarding customers to GBM, ensuring we meet Enterprise-Wide and local onboarding standards, including regulatory requirements and bank-driven due diligence measures. The Senior Analyst investigates and assesses relationships for potential financial, reputational, operational and compliance risk in addition to indicators of money laundering, terrorist financing or sanctions concerns for GBM clients.

Is this role right for you? In this role you will:

• Support the Associate (Team Lead) and Associate Director to ensure that the Bank is compliant with regulatory obligations and bank-driven risk measures.
• Facilitate the Onboarding of GBM Canada clients in an efficient, compliant, and client‑centric manner, while identifying and escalating complex issues to management for resolution.
• Participate in constructive two‑way feedback with the Team Lead, with a focus on learning and development.
• Participate in development and delivery of training and/or improvements to guidance, procedures, processes, technology, etc.
• Prioritize requests for information, establishing response times and escalating requests as required.
• Analyze and escalate High‑Risk, PEP and sanctions‑related relationships with supporting documentation to internal stakeholders for review.
• Champion a customer‑focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
• Act as an AML subject matter expert to the business and internal stakeholders.
• Perform ad‑hoc, special, and/or focused data analytics as necessary, as well as other duties and projects as assigned, to support management and various GBMO projects.
• Understand how the Bank’s risk appetite and risk culture should be considered in day‑to‑day activities and decisions.
• Actively pursue effective and efficient operations while ensuring the adequacy, adherence to and effectiveness of day‑to‑day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct.
• Work in partnership with internal stakeholders to deliver derivative regulatory requirements. Demonstrate knowledge of documentation requirements necessary to address regulatory requirements. Facilitate the review of derivative clients in an efficient, compliant, and client‑centric manner.

Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have:

• Fluency in Spanish is required.
• Minimum 1‑3 years’ experience in financial services and/or KYC/AML/ATF.
• University degree in business, finance, law or other relevant field preferred.
• Proficient with MS Office with experience in data analytics.
• The incumbent must have recognized knowledge of current and anticipated regulatory frameworks impacting client onboarding including but not limited to knowledge of Canadian KYC/AML, CANDER, Dodd Frank, EMIR, MIFID and FATCA.
• A sound understanding of global banking and capital markets business is desired, as is a client‑centric approach to the role. The incumbent should have broad knowledge of the end‑to‑end workflows among the Front, Middle, and Back Offices.
• Must be able to operate effectively within a stressful environment with changing priorities and tight time frames which are closely scrutinized by Senior/Executive Management.
• Excellent oral/written communication, relationship management, and time management skills.
• Fast learner with strong analytical skills and improvement mindset.
• High energy, demonstrated ability to work under pressure, deals well with ambiguities and uncertainties, and drives results.
• Preferred: CAMS Certification, Experience with Fenergo, Fluency in Spanish, IIROC knowledge & dealer member experience.

Work Arrangement

• Work in a standard office‑based environment; non‑standard hours are a common occurrence.
• Global coverage could require conference calls during Asian and European business hours.

Interested?

At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That is why we work to grow and diversify talent and engage employees in a performance‑oriented culture.

What's in it for you?

Scotiabank wants you to be able to bring your best self to work – and life, every day. With a focus on holistic well‑being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.