Head of Anti-Fraud Oversight, Manulife Bank

Manulife; Toronto; On-site; CAD 100,000 - 182,000; Full time

Job summary

Un importante banco busca un Jefe de Supervisión de Fraude para dirigir la estrategia y operaciones del programa de supervisión de fraude. Se requiere experiencia significativa en la gestión de riesgos de fraude y habilidades de liderazgo. La posición ofrece un entorno de trabajo híbrido en Toronto y un rango salarial entre $100,950 y $181,710 CAD, además de beneficios competitivos.

Benefits

Beneficios personalizables

Plan de pensiones

Vacaciones remuneradas

Qualifications

• Mínimo 12 años de experiencia en gestión de riesgos de fraude.
• Capacidad para influir en partes interesadas de alto nivel.
• Experiencia demostrada en gestión de fraudes complejos.

Responsibilities

• Liderar diseño e implementación del marco de supervisión de fraude.
• Evaluar la efectividad de los controles de fraude.
• Preparar informes sobre el estado del programa de fraude.

Skills

Liderazgo estratégico

Experiencia en leyes bancarias

Análisis de datos

Conocimientos en fraude digital

Education

Licenciatura en Negocios, Finanzas, Criminología o Derecho

Designación profesional (CFE o CAMS)

Tools

Plataformas de análisis de fraude

Mecanismos de autenticación multifactor

Job description

At Manulife Bank we are committed to protecting our customers and our business from fraud. Manulife Bank is seeking a strategic and technically proficient Head of Anti‑Fraud Oversight, Manulife Bank to lead the development, execution, and continuous enhancement of the Bank’s anti‑fraud oversight program. This individual contributor role is pivotal in shaping the Bank’s fraud risk posture, ensuring alignment with regulatory expectations, enterprise standards, and emerging threats.

The successful candidate will serve as a senior subject matter expert, providing independent challenge, strategic insights, and cross‑functional leadership. You will influence fraud risk practices, collaborate with senior stakeholders across Manulife Bank and the Manulife enterprise, and foster a culture of integrity, accountability, and resilience. Join a purpose‑driven organization committed to protecting customers and building a safer financial ecosystem for Canadians.

Position Responsibilities

• Lead the strategic design, implementation and continuous development of Manulife Bank’s anti‑fraud oversight framework, aligned with Canadian regulatory requirements and the enterprise anti‑fraud strategy.
• Oversee and challenge fraud risk and control assessments across product lines, identifying emerging threats including synthetic identity fraud, scams, account takeovers, and third‑party fraud.
• Provide subject matter expertise, guidance and advice to the Bank in the support of projects and initiatives.
• Evaluate the effectiveness of fraud controls, including authentication, monitoring, and detection technologies; provide strategic recommendations to senior leadership.
• Act as a senior escalation point for significant fraud incidents, supporting root cause analysis, response planning, and remediation.
• Develop and report on key risk indicators (KRIs) and performance metrics (KPIs) to monitor fraud trends and control effectiveness.
• Deliver timely, data‑driven insights to the VP, Chief Compliance Officer, CAMLO and Chief Anti‑Fraud Officer and the Board Risk Committee.
• Prepare reports and communicate to senior leaders and the Board on the status of the anti‑fraud program, including key risks.
• Design targeted training and awareness programs for high‑risk areas and influence enterprise‑wide fraud literacy initiatives.
• Collaborate with stakeholders to embed fraud risk into new initiatives, products, and services.
• Lead compliance support for regulatory audits and examinations (e.g., OSFI).
• Stay ahead of emerging threats, regulatory changes, and industry best practices to future‑prove the Bank’s fraud oversight capabilities.

Technical Expertise in Fraud

• Deep understanding of fraud typologies such as identity theft, phishing, scams and synthetic identity.
• Proficiency in fraud detection and prevention technologies.
• Experience with fraud data analytics platforms and methodologies for rule optimization, anomaly detection, and predictive modeling.
• Knowledge of authentication frameworks including multi‑factor authentication (MFA), biometrics, and digital identity solutions.
• Ability to assess tool performance, return on investment, and readiness across internal and external fraud mitigation platforms.

Key Competencies

• Strategic Leadership: Ability to shape and influence the anti‑fraud oversight strategy across the enterprise without direct authority.
• Subject Matter Expertise: Deep knowledge of anti‑fraud frameworks in the banking sector and regulatory expectations.
• Regulatory Acumen: Strong understanding of OSFI and Canadian banking regulations related to anti‑fraud oversight.
• Data‑Driven Oversight: Proficient in leveraging analytics, KRIs, and KPIs to assess risk and drive performance.
• Enterprise Collaboration: Builds trust‑based relationships across functions and geographies to drive alignment and shared accountability.
• Execution Excellence: Demonstrates ownership and follow‑through on complex initiatives with high‑impact outcomes.
• Analytical Rigor: Uses insights to identify trends, assess risks, and recommend actionable solutions.
• Executive Communication: Communicates complex fraud risks and strategies clearly and persuasively to senior audiences.
• Innovation & Adaptability: Leverages emerging technologies and data analytics to enhance fraud detection and prevention.
• Continuous Improvement: Identifies opportunities to optimize fraud risk management through innovation and process enhancement.

Preferred Leadership Experience

• Strategic Program Leadership: Experience leading anti‑fraud programs at a senior level, including oversight of enterprise‑wide initiatives, policy development, and governance frameworks.
• Cross‑Functional Influence: Proven ability to influence and align diverse stakeholders across business units, risk, compliance, operations, and global teams without direct reporting lines.
• Executive‑Level Engagement: Experience presenting to and advising senior executives, board committees, and regulators on fraud risk posture, emerging threats, and strategic priorities.
• Change Management & Transformation: Led or contributed to transformation initiatives involving fraud risk modernization, technology implementation, or process optimization.
• Mentorship & Thought Leadership: Recognized as a thought leader in anti‑fraud oversight practices, with a track record of mentoring peers and contributing to industry forums or working groups.
• Crisis Management: Experience managing high‑impact fraud incidents or regulatory reviews, including root cause analysis, remediation planning, and stakeholder communications.

Required Qualifications

• Bachelor’s degree in Business, Finance, Criminology, Law or related field.
• Advanced degree or professional designation preferred, such as Certified Fraud Examiner (CFE) or Certified Anti‑Money Laundering Specialist (CAMS)
• Minimum 12 years of progressive experience in fraud risk management, fraud analytics, or internal audit within banking or financial services.
• Proven ability to influence senior stakeholders in a matrixed environment.
• Demonstrated expertise in managing complex fraud risks, including digital fraud, synthetic identity fraud, and third‑party/vendor fraud.
• Strong strategic thinking, analytical, and communication skills.

When you join our team

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well‑being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.

Acerca de Manulife y John Hancock

Manulife Financial Corporation es un importante proveedor internacional de servicios financieros que ayuda a las personas a tomar decisiones de una manera más fácil y a vivir mejor. Para obtener más información acerca de nosotros, visite http://www.manulife.com .

Manulife es un empleador que ofrece igualdad de oportunidades

En Manulife/John Hancock, valoramos nuestra diversidad. Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechen las fortalezas de las culturas y las personas. Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente.

Nuestra prioridad es eliminar las barreras para garantizar la igualdad de acceso al empleo. Un representante de Recursos Humanos trabajará con los solicitantes que requieran una adaptación razonable durante el proceso de solicitud. Toda la información que se haya compartido durante el proceso de solicitud de adaptación se almacenará y utilizará de manera congruente con las leyes y las políticas de Manulife/John Hancock correspondientes. Para solicitar una adaptación razonable en el proceso de solicitud, envíenos un mensaje a [e-mail] .

Referenced Salary Location

Waterloo, Ontario

Modalidades de Trabajo

Híbrido

Salary range is expected to be between

$100,950.00 CAD - $181,710.00 CAD

Si se está postulando para este puesto fuera de la ubicación principal, póngase en contacto con [e-mail] para conocer el rango salarial de su ubicación. El salario real variará según las condiciones locales del mercado, la geografía y los factores relacionados con el trabajo pertinentes, como conocimiento, habilidades, calificaciones, experiencia y educación/capacitación. Los empleados también tienen la oportunidad de participar en programas de incentivos y obtener una compensación de incentivos vinculada al desempeño comercial e individual.

Manulife ofrece a los empleados aptos una amplia variedad de beneficios personalizables, entre ellos, beneficios de salud, odontológicos, de salud mental, oftalmológicos, por discapacidad a corto y a largo plazo, cobertura de seguro de vida y por muerte accidental y desmembramiento, adopción/subrogación y bienestar, y planes de asistencia al empleado/familiar. También ofrecemos a los empleados admisibles varios planes de ahorro para la jubilación (incluidos planes de pensiones y un plan mundial de propiedad de acciones con contribuciones equivalentes del empleador) y recursos de asesoramiento y educación financiera. Nuestro generoso programa de tiempo libre remunerado en Canadá incluye feriados, vacaciones, días personales y días por enfermedad, y ofrecemos la gama completa de ausencia laboral reglamentaria. Si se está postulando para este puesto en los EE. UU., póngase en contacto con [e-mail] para obtener más información sobre las disposiciones relativas al tiempo libre remunerado específicas de EE. UU.