Requirements
- Degree in Law or Commerce (postgraduate qualifications or CA(SA) advantageous).
- Additional studies in Risk or Compliance would be beneficial.
- Minimum of 5 years’ experience in risk, compliance or governance within a regulated or financial‑services environment.
- Strong understanding of the National Credit Act, POPIA and broader SA regulatory requirements.
- Experience designing or improving risk and compliance systems at organisational level.
- Excellent communication, analytical and stakeholder‑management abilities.
- Able to manage group‑level governance across multiple business units.
Key Responsibilities
Compliance
- Ensure the Group meets all relevant legal and regulatory obligations across credit, data protection, labour, tax, corporate and financial legislation.
- Monitor changes affecting B‑BBEE requirements and ensure all entities remain compliant.
- Oversee statutory submissions, annual filings, renewals and regulatory documentation.
Legal
- Draft, review and manage contracts, SLAs and governance documents.
- Provide legal interpretation or guidance to management when required.
Risk, Governance & Operations
- Act as the main contact point for regulatory bodies and manage inspections, queries and formal reporting.
- Stay updated on regulatory amendments and ensure required business changes are implemented promptly.
- Lead the Group’s risk‑management framework: identify risks, conduct assessments, recommend mitigation, and produce reports for senior leadership and Board committees.
- Update and maintain the Group risk register and oversee follow‑through on mitigation actions.
- Manage internal functions including Quality Assurance (Internal Audit), Reckless Lending oversight and Complaints.
- Conduct internal audits and compliance reviews across all divisions.
- Coordinate client‑driven compliance requirements such as SOP updates, SLA renewals, FICA processes, audits and reporting.
- Investigate compliance concerns, manage remedial actions and coordinate escalation procedures.
- Oversee data protection, cybersecurity and information‑security controls.
- Develop, refine and enforce Group policies, procedures and standards of conduct.
- Deliver risk and compliance training across the organisation.
- Oversee business‑continuity planning and routine testing.
- Manage implementation and maintenance of ISO 9001 and ISO/IEC 27001 standards.
- High attention to detail and accuracy.
- Ethical judgement and strong integrity.
- Strategic problem‑solving ability.
- Strong organisational discipline and ability to prioritise effectively.
- Confident communication style with the ability to influence senior leaders.
We will be in contact with shortlisted candidates who meet the requirements detailed above. If you have not received a reply within 2 weeks, please consider your application unsuccessful.
By applying, you confirm that:
- We may retain your personal information in our database for future matching of suitable opportunities
- We may contact you when suitable opportunities arise
- The information you have provided to us is true, correct and up to date