Financial Crime Analyst Compliance • London HQ •

Finseta PLC.; London; On-site; CAD 75,000 - 104,000; Full time

Job summary

A global financial solutions company is seeking a Financial Crime Analyst to combat money laundering and fraud. This role requires at least 2 years of experience in the payments sector and a strong understanding of AML regulations. The ideal candidate will conduct KYC reviews and analyze data to ensure compliance. This position is based in London, UK.

Qualifications

• Minimum of 2 years of experience within Financial Crime, preferably in payments or e-money.
• Proven experience in conducting KYC and using financial crime systems.

Responsibilities

• Conduct thorough KYC reviews for new and existing customers.
• Analyse customer documentation and data to verify identity.
• Monitor changes in relevant regulations and enhance KYC procedures.

Skills

Data analysis skills

Proficiency in AML / CTF investigations

Understanding of AML regulations

Strong integrity and ethics

Job description

Overview

About Us

Finseta is an AIM listed global foreign exchange and payments solutions company offering multi-currency accounts to businesses and individuals. We are a fast-growing multi-faceted business with a suite of alternative banking products and have built and developed our own in-house technology to facilitate this. We have a proven track record of delivering excellent services to our clients and have big growth aspirations to become the go-to digital account for businesses trading internationally.

Why is it a good time to join?

• Finseta’s revenues have grown 100% YoY
• Expansion into new territories 2024, including Canada
• Launching a card programme supported by Mastercard
• Investing in Personal Development and Training to create future leaders within our business.

Location of the role

London, United Kingdom

Position Overview

As a Financial Crime Analyst with expertise in the payments and e-money sector, you will play a crucial role in supporting our efforts to combat money laundering, fraud, sanctions violations, and other financial crimes. The ideal candidate will have at least 2 years of experience in the eMoney / Payments, including proficiency in AML / CTF investigations, sanctions investigations, and managing and optimising financial crime systems. The individual should be data-driven, self-motivated, and comfortable working in small teams. This role reports to the Deputy MLRO (DMLRO) within the UK Compliance function.

Responsibilities

• Conduct thorough KYC reviews for new and existing customers in line with internal policies, regulatory requirements, and risk appetite.
• Analyse customer documentation and data to verify identity, source of funds, and beneficial ownership.
• Escalate and document potential financial crime concerns, including suspected fraud, money laundering, or sanctions breaches.
• Maintain accurate and timely records within internal systems to support audit and regulatory review.
• Collaborate with the wider Compliance team to resolve KYC queries and ensure consistent application of standards.
• Monitor changes in relevant regulations and contribute to the enhancement of KYC procedures.
• Support the rollout of our new Global Regulatory Framework

Qualifications and Experience (must have)

• Minimum of 2 years of experience working within Financial Crime, preferably within the UK’s payments or e-money sectors.
• Strong knowledge and understanding of anti-money laundering (AML) regulations, JMLSG guidance, and the FCA handbook.
• Proven experience in conducting KYC, and utilising financial crime systems.
• Strong data analysis skills and experience using data analysis tools and techniques to identify patterns and anomalies.
• High level of integrity and ethics, with a commitment to upholding regulatory and compliance standards.

Qualifications and Experience (desirable)

• ICA / ACAMS certifications are highly preferred.
• Experience using ComplyAdvantage or similar systems for customer onboarding would be an added advantage.