Financial Analyst

Relay Financial Technologies, Inc; Canada; On-site; CAD 76,000 - 94,000; Full time

Job summary

A fintech company in Canada seeks a Financial Analyst to support financial planning, reporting, and business performance analysis. The role involves improving key performance metrics and providing data-driven insights for decision-making. Ideal candidates will have 1-3 years of FP&A or related experience, proficiency in financial modeling and SQL, and strong analytical and communication skills. This position offers competitive compensation and opportunities for growth within a dynamic environment.

Qualifications

• 1-3 years of experience in FP&A, corporate finance, consulting, or business analytics.
• Experience in financial modeling, including building and maintaining forecasting and scenario models.
• Proficiency in writing SQL and building dashboards to analyze and visualize financial and operational data.

Responsibilities

• Support monthly and quarterly forecasting by maintaining and refreshing financial models.
• Manage budget vs. actual tracking and conduct MoM and variance analysis.
• Support the development of business performance targets and conduct cohort analysis.

Skills

Financial modeling

SQL proficiency

Verbal and written communication

Analytical skills

Attention to detail

Team player

Self-starter

Education

Degree in finance or related field

Tools

Excel

Financial planning systems

Job description

Relay is a digital banking platform that gives self-made business owners the tools and know-how to be great with money-bringing clarity, confidence, and control to every dollar earned, so they can turn hard work into lasting success. We do this by replacing financial guesswork with real visibility, transforming cash flow from a constant source of stress into a clear signal owners can use to run stronger, more resilient businesses.

Relay is entering an exciting new chapter of growth, and we're looking for a Financial Analyst to help scale our Finance team. Reporting to the Senior Director of Finance, this is a high-visibility role that will be working closely with our Senior Financial Analyst & Strategic Finance Lead to support financial planning, reporting, and business performance analysis contributing to drive Relay's success. You'll work cross-functionally across all departments at Relay to improve visibility into key performance metrics, strengthen financial planning processes, and provide data-driven insights that inform operational and strategic decisions.

Joining Relay means an opportunity to have a significant impact in building solutions that can reach 29 million small businesses across North America. If you thrive on growth, problem-solving, and tackling real customer challenges, we want to hear from you!

What You'll Be Doing:

• Support monthly and quarterly forecasting by maintaining and refreshing financial models, incorporating actual performance trends and accounting treatment updates.
• Manage budget vs. actual tracking and conduct MoM and variance analysis, providing clear commentary to support monthly close and performance reviews.
• Support the development of business performance targets, ensuring financial assumptions align with operational drivers.
• Contribute to forward-looking scenario modeling and sensitivity analysis to inform data-driven strategic decisions.
• Support managing vendor contracts-related financial processes, including spend tracking, cost analysis, and integrating assumptions into forecasting models.
• Conduct cohort and segmentation analysis to evaluate KPI performance, revenue trends, and product usage activity.
• Maintain dashboards tracking KPIs and operational metrics.
• Build SQL queries to analyze customer and product data.
• Improve and automate finance processes to increase efficiency and accuracy.
• Partner with cross-functional teams to provide financial insights and support decision-making.
• Ad hoc projects, analysis, & team support.

Who You Are:

• 1-3 years of experience in FP&A, corporate finance, consulting, or business analytics.
• Experience in financial modeling, including building and maintaining forecasting and scenario models.
• Proficiency in writing SQL and building dashboards to analyze and visualize financial and operational data.
• You excel in verbal and written communication, effectively conveying complex information with clarity.
• You have a keen eye for detail and take pride in delivering error-free, concise, and accurate work.
• You're analytical and make decisions based on timely and accurate analysis.
• You have a team player mindset - our team is small and mighty, and we collaborate constantly.
• You're a self-starter with a growth mindset and thrive in a fast-paced, scrappy environment where you can make an impact.

Bonus:

• Experience in B2B SaaS, fintech, or a high-growth startup.
• Experience with revenue analytics, cohort analysis, or usage-based business models.
• Familiarity with ERP or financial planning systems.

The Interview Process:

Stage 1: A 30-minute Google Meet video call with the Hiring Manager.

Stage 2: A 30-minute Google Meets video call with a member of our leadership team.

Stage 3: A 60-minute case study with members of our finance team.

Our Compensation Approach:

We believe Relayers should feel rewarded for the impact they have on our mission and growth. Compensation follows impact. As impact increases, compensation grows, and we do not limit compensation changes to a once-a-year review cycle.

The annual salary range for this role is $76,500 - $93,500 CAD.

For candidates who demonstrate full readiness for the defined scope of the role, the typical starting salary is $85,000 CAD. Offers below this point reflect candidates we believe can grow into the full scope of the role with support and development. Offers above this point reflect impact that meaningfully exceeds the role's defined expectations or an expanded scope from day one.

We encourage you to have a conversation with your recruiter and ask questions about compensation throughout the hiring process. For more information on our compensation philosophy and perks and benefits, visit our Candidate Hub.

Why Relay Might Be the Perfect Fit For You

• You push relentlessly for reinvention: You're built to constantly ask, "How can this be better?" Change excites you and you drive it.
• You crave autonomy: We trust our team with big challenges and the freedom to solve them. If you're someone who takes initiative, is comfortable taking risks, and seeks input when needed, you'll find the freedom here empowering.
• You own your work: You take pride in your work, follow through on commitments, and feel a deep sense of responsibility for outcomes, not just tasks.
• You treat comfort as a red flag: You seek growth. When things feel too comfortable, you lean into change. You're excited about stepping into the unknown and navigating new terrain to create something better alongside your team.
• You care about impact, not noise: You care deeply about the substance of your work. You measure success by results, not recognition and you let your work speak for itself.
• You're energized by complexity and ambiguity: You enjoy tackling problems that don't come with a playbook. You're comfortable building from scratch, iterating as you go, and collaborating to shape the best path forward.
• You seek out feedback: We value directness, clarity, and respect. We believe honesty fuels great work and career growth. You see feedback as a tool for learning and improvement, and you know that open, honest dialogue is key to achieving the best results - together.
• You're here for more than a job: At Relay, everything we do is in service of our mission to help small businesses thrive. To drive impact and have purpose here, that mission must matter to you too.

What's Important to Us:

Research shows that women-identifying and other marginalized individuals often apply only if they meet 100% of the qualifications. But no one is a perfect match on paper. If this role excites you, we'd love to hear from you and figure out together if it's a great fit.

At Relay, we believe that diversity is key to building high-performing teams, and creating an inclusive work environment is our priority. We are an equal opportunity employer and welcome people of diverse backgrounds, perspectives, and skills.

We will work with applicants to provide accommodations at any stage of the hiring process. If you require accommodations during the interview process, please email your Talent Partner, and we will work with you to meet your needs.

Disclaimer: For compliance reasons, all offers of employment at Relay are conditional upon a successful background check & employment verification through Certn.