Credit Strategy Lead: Drive ROE & Growth

BMO Financial Group; Toronto; On-site; CAD 69,000 - 129,000; Full time

Job summary

A leading banking institution is seeking a Manager within the Credit Strategy team in Toronto. You will shape data-driven risk strategies, optimize portfolio performance, and lead transformative initiatives. The ideal candidate has a graduate degree and over 3 years of relevant experience, encompassing credit strategy development and risk analytics. This role offers competitive compensation and a commitment to personal development within a vibrant workplace culture.

Benefits

Health insurance

Tuition reimbursement

Retirement savings plans

Performance-based incentives

Discretionary bonuses

Qualifications

• 3+ years of experience in credit strategy development, risk analytics, or related field.
• Strong understanding of credit products and regulatory frameworks.
• Proven track record of delivering strategic outcomes.

Responsibilities

• Design and refine credit risk strategies using predictive modeling and analytics.
• Lead initiatives enhancing ROE through risk-adjusted pricing and capital efficiency.
• Conduct statistical analyses to uncover trends and risks.

Skills

Credit strategy development

Risk analytics

Portfolio management

Stakeholder engagement

Communication

Education

Graduate degree in Economics, Business, Engineering, Mathematics, Finance, Data Science or related discipline

Tools

SAS

SQL

Python

R

Job description

A leading banking institution is seeking a Manager within the Credit Strategy team in Toronto. You will shape data-driven risk strategies, optimize portfolio performance, and lead transformative initiatives. The ideal candidate has a graduate degree and over 3 years of relevant experience, encompassing credit strategy development and risk analytics. This role offers competitive compensation and a commitment to personal development within a vibrant workplace culture.