Associate, Structured Trade & Export Finance, TD Securities Global Transaction Banking

TD; Canada; On-site; CAD 100,000 - 125,000; Full time

Job summary

A leading financial institution in Toronto seeks an Associate for Corporate and Investment Banking. Responsibilities include supporting Working Capital Solutions, identifying business opportunities, and managing client relationships. Ideal candidates will have a degree in business or economics, strong analytical skills, and 1-3 years' relevant experience. The role offers a base salary of CAD 100,000 - 125,000, along with growth opportunities and a comprehensive rewards package.

Benefits

Health and well-being benefits

Savings and retirement programs

Career development programs

Qualifications

• 1-3 years' experience in related fields appreciated.
• Familiarity with corporate financial statements considered an asset.
• CFA qualification is a plus.

Responsibilities

• Support Working Capital Solutions Origination and client management.
• Identify new business opportunities with corporate clients.
• Contribute to the design and implementation of financial models.

Skills

Strong analytical and quantitative skills

Strong MS Office skills

Excellent organization skills

Interpersonal skills

Ability to communicate clearly

Education

Graduate in business, economics, or related field

Tools

CapIQ

Bloomberg

FactSet

Job description

Work Location

Toronto, Ontario, Canada

Hours

37.5 hours per week

Line of Business

TD Securities

Pay Details

$100,000 - $125,000 CAD (base). Eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based on the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

Company Overview

TD Securities provides a wide range of capital market products and services to corporate, government, and institutional clients through Global Transaction Banking (GTB), Corporate and Investment Banking (CIB), and Global Markets (GM). The firm works with clients around the world, focusing selectively and strategically on key global financial centers: Toronto, Montreal, Calgary, Vancouver, New York, London, Singapore, and Tokyo.

Global Transaction Banking (GTB)

GTB is a key growth business within TD Securities that offers innovative solutions and treasury advisory services on large and complex liquidity, payments, and trade needs. GTB is comprised of three business lines: Trade & Working Capital (TWC), Corporate Cash Management (CCM), and Financial Institutions (FI). TWC includes Global Core Trade Finance (GCTF) and Structured Trade & Export Finance (STEF), which is comprised of Export & Agency (EAF) Finance and Working Capital Solutions (WCS).

Working Capital Solutions

• Helps companies optimize cash flow cycles, reduce funding gaps, and improve financial stability, enabling growth and operational efficiency
• Develops client‑centric solutions to help them manage short‑term liquidity needs via trade payable (Supply Chain Finance, Reverse Factoring / Forfaiting) and trade receivable financing (Factoring / Forfaiting)
• Clients principally include Fortune 500 companies with head offices located in North America and Europe
• Works closely with internal TD partners to provide One‑TD solutions to our clients

Associate Role Overview

This role is an early‑career entry point to a client‑coverage focused career in an origination unit of Corporate and Investment Banking. The Associate will support WCS Relationship Managers (RMs) and provide client management functions. The candidate should be highly motivated, intellectually curious, passionate about corporate finance and technology, and possess outstanding interpersonal skills.

Primary Job Responsibilities

• Support Working Capital Solutions Origination by assisting RMs to meet client requirements, identify new business opportunities, and assist in execution of the WCS strategy
• Report to the Director of Structured Trade & Export Finance (Toronto / New York) and develop business with a portfolio of corporate clients across multiple sectors, providing direct client management functions
• Proactively identify and originate Working Capital Solutions opportunities (Trade Receivables and Trade Payables Finance) with senior WCS RMs and corporate/internal banking RMs
• Contribute to the design, development, implementation, and running of working capital analysis models and sectorial research to support commercial efforts
• Run profitability analysis and draft business opportunity memoranda
• Maintain organized tracking of origination activity with adequate reporting
• Identify opportunities for cross‑sell GTB products and collaborate with GTB colleagues to pursue opportunities
• Contribute to product development initiatives and identify incremental sales opportunities
• Review financial statements and leverage credit tools to understand clients’ requirements
• Become familiar with TD clients across industries such as Automotives, Communications & Media, Consumer & Retail, Diversified Industrials, Energy & Energy Transition, Financial Institutions, Financial Sponsors, Healthcare, Mining & Metals, Real Estate, Technology
• Develop relationships with key internal business partners: CIB, GTB, DCM, Public Finance Bond Desk, Leveraged Finance, Asset Securitization, CIB Credit, Trade Finance / Credit Lending Operations
• Work closely with WCS colleagues in Toronto and New York

Relationship Development

• Structure solutions with WCS RM, negotiate terms with clients, and work with legal counsel on documentation
• Prepare presentations, discussion materials, and term sheets
• Arrange client calls and prepare call reports
• Collaborate with product partners including Asset Securitization, DCM, Derivatives, FX, Rates, ensuring appropriate presentation contribution
• Support deal communication with CIB relationship managers

Assist in Closing New Business

• Coordinate with other teams to ensure seamless handling of deals, including Trade Finance Product, Operations, Risk, Legal, etc.
• Assist WCS RMs with review and negotiation of facility documentation with clients

Job Requirements

• Strong team‑player attitude is a must
• Familiarity with corporate financial statements (understanding of credit analysis is considered an asset)
• Strong analytical and quantitative skills
• Strong MS Office skills (PowerPoint, Excel, OneNote) and fluency in Gen AI and LLM technologies and tools
• Ability to communicate clearly and effectively both verbally and in writing
• High level of self‑motivation and initiative
• Global financial market and political awareness
• Excellent organization, collaboration, and prioritization skills to manage deliverables
• Capability to manage continuous reporting and presentation requests
• Strong interpersonal skills and ability to adapt presentation style to audience
• Ability to travel in North America

Additional Qualifications

• Familiarity with credit facility documentation
• Familiarity with CapIQ, Bloomberg, FactSet
• Understanding of corporate lending
• Client‑facing experience

Profile

• Graduate in business, economics, or related field
• 1–3 years’ experience
• Previous experience in Working Capital Solutions (Receivables Finance, Payables Finance) or related work experience (e.g., Asset Based Lending / Securitization / Corporate Finance / Private Risk Insurance) is appreciated
• CFA qualification is a plus
• Must be eligible to work in Canada
• French fluency an asset

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow.

Total Rewards Package

Base salary, variable compensation, health and well‑being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information

This job opportunity is subject to provincial regulation for employment purposes. Each province or territory within Canada may have its own set of regulations and requirements.

Colleague Development

Regular career, development, and performance conversations with your manager, access to an online learning platform, and a variety of mentoring programs to help you unlock future opportunities.

Training & Onboarding

We will provide training and onboarding sessions to ensure you have everything you need to succeed in your new role.

Interview Process

We will reach out to candidates of interest to schedule an interview. We aim to communicate outcomes to all applicants by email or phone.

Accommodation

Your accessibility is important to us. Let us know if you would like accommodations (e.g., accessible meeting rooms, captioning for virtual interviews) to help you participate in the interview process.

Language Requirement (Quebec only)

Sans Objet