Associate Director - Capital Analytics, Forecasting and Insights

RBC; Toronto; On-site; CAD 100,000 - 120,000; Full time

Job summary

A leading Canadian bank in Toronto seeks an Associate Director for Capital Analytics, Forecasting and Insights. This role involves delivering data-driven analytics, leading capital optimization initiatives, and enhancing processes through automation. Candidates should have a bachelor's degree, data mining skills, and relevant experience. The position promises significant visibility with senior executives and offers a comprehensive benefits program.

Benefits

Comprehensive Total Rewards Program

Opportunities for professional development

Collaborative working environment

Qualifications

• 2 years+ progressive experience in a related field.
• Excellent research and analytical skills.
• Strong team player and communication skills.

Responsibilities

• Deliver data-driven analytics on the Bank’s capital and related ratios.
• Identify, lead and execute capital optimization initiatives.
• Design and implement automation solutions using AI for various analytics.

Skills

Data mining and visualization skills

Storytelling with data

Analytical Thinking

Financial Reporting and Analysis

Critical Thinking

Education

Bachelor’s degree or greater (e.g. Business, Accounting, etc.)

Accounting designation such as CPA (CA) and/or CFA, FRM

Tools

Tableau

Python programming

SQL

Job description

Overview

The Associate Director – Capital Analytics, Forecasting and Insights within RBC’s Financial Resource Optimization (FRO) group will:

• Deliver data-driven analytics on the Bank’s capital and related ratios, metrics and KPIs

• Deliver process enhancements through automation and use of generative AI for higher efficiencies in deliverables including peer benchmarking, and research on market intelligence and best practices

• Perform multi-dimensional sensitivities on capital metrics and analyzes results

• Identify, lead and execute capital optimization initiatives in collaboration with various stakeholders across the Bank

• Perform and communicate quantitative analyses related to capital implications of business strategies, transactions, capital initiatives, stress testing, financial crisis plans, and regulatory and accounting changes

• Assist in the Capital Planning and Forecasting process through crafting high-impact presentation decks for leaders and stakeholders

• Perform periodic monitoring of the capital floor (standardized risk weighted assets) with insightful variance analysis on business drivers to senior management

• This position’s deliverables have high visibility with senior executives. They also form the basis for proactive decision-making related to the Bank’s capital activities.

What will you do?

Capital Analytics & Forecasting

Supports FRO VP, Senior Director, Director and business lines on several capital and performance related analytics, assessment of regulatory and business initiatives and ad-hoc requests to executive committees:

• Perform insightful data-driven analysis and visualization to explain drivers of period over period movement on capital and related ratios and metrics

• Monitor the Bank’s capital floor with variance analysis on standardized risk weighted assets (RWA)

• Assist in the capital planning and forecasting processes

• Perform dividend analytics and analyze impact on key metrics that facilitates dividend recommendation

• Assesses the impacts of business strategies and transactions, capital actions and future regulatory and accounting changes on regulatory capital position and related KPIs

• Analyzes and responds to periodic and/or ad-hoc requests, reports and reviews requested by management, regulators and businesses

• Maintains robust and up-to-date playbook and impact assessment of stress testing and Recovery and Resolution Plan management actions

• Leads the preparation, estimation, forecasting and benchmarking of RBC’s G-SIB score and drivers

Automation and Data Visualization

• Design and implement automation solutions using AI for various analytics and reports

• Monitor and refine automation workflows to ensure accuracy

• Create visually engaging PowerPoint decks for executives on Capital results and forecasts

• Translate complex ideas into clear narrative and visuals, tailored to target audience

• Translate raw data into clear visual narratives for executive presentations and reports

• Identify inefficiencies in current processes and propose/implement actionable improvements

Capital Insights & Optimization

• Performs analytics to identify capital optimization opportunities to build our optimization pipeline and ensure capital efficiency. This involves analyzing data and rules, with technical support from the capital measurement, product leads and business solutions teams

• Performs deep-dive insightful data analytics on positional and portfolio capital requirements and trends to identify and remediate inefficiencies

• Collaborates with various stakeholders in FRO and Group Risk Management to ensure timely and effective implementation of optimization initiatives

• Provides technical support and guidance to internal stakeholders on capital optimization initiatives in partnership with capital measurement team and parameter estimation team in Group Risk Management

• Research & Benchmarking:

• Research best practices through benchmarking with peers and seek market intelligence on capital optimization actions

• Delivers process enhancements through automation and use of generative AI to increase efficiencies in current reporting processes

• Leads the preparation, production and review of periodic capital analytics and benchmarking reports (Pillar 3 benchmarking and scenarios, G-SIB, Capital Metrics, etc.)

• Provides meaningful insights on drivers of major differences among the banks’ capital profile, requirement and composition

• Liaises with stakeholders regarding data quality, reporting inquiries and drivers

• Identifies opportunities to improve processes, drive efficiencies and enhance internal controls

What do you need to succeed?

Must-have:

• Bachelor’s degree or greater (e.g. Business, Accounting, etc.)

• Data mining and visualization skills (Tableau, Python programming, SQL, data cleaning and preparation)

• Storytelling with data

• Advanced skills in building impactful presentations

• Accounting designation such as CPA (CA) and/or CFA, FRM

• 2 years+ progressive experience in a related field

• Excellent research and analytical skills

• Strong team player and communication skills

• Proven strong ability to work across business platforms

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program

• Leaders who support your development through coaching and managing opportunities

• Ability to make a difference and lasting impact

• Work in an agile, collaborative, progressive, and high-performing team

• The opportunity to interface with senior level executives from many different parts of the organization

Job Skills Analytical Thinking, Analytics Insights, Benchmarking, Commercial Acumen, Critical Thinking, Decision Making, Financial Reporting and Analysis, Long Term Planning, Metrics Development, Researching, Risk Management, Strategic Thinking, Treasury Management

Additional Job Details

Address: RBC CENTRE, 155 WELLINGTON ST W:TORONTO

City: Toronto

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: OFFICE OF THE CFO

Job Type: Regular

Pay Type: Salaried

Posted Date: 2025-09-23

Application Deadline: 2025-10-13

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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