Analyst, High Risk Client Management

RBC; Toronto; On-site; CAD 70,000 - 90,000; Full time

Job summary

A leading bank in Toronto is seeking an Analyst for AML High Risk Client Management. This role involves conducting Enhanced Due Diligence and providing reports to management. The ideal candidate will have strong communication skills, be highly organized, and demonstrate knowledge of AML Compliance. Opportunities for growth and development are available within a dynamic team environment, making this an exciting position for those looking to advance their career in financial services.

Benefits

Opportunities for professional development

Collaborative and dynamic work environment

Challenging work opportunities

Qualifications

• Ability to work within strict deadlines.
• Experience in financial crimes investigations.
• Strong knowledge of relevant predicate offences, such as fraud.

Responsibilities

• Conduct Enhanced Due Diligence for High Risk clients.
• Prioritize and conduct AML and ATF analyses.
• Prepare reports for Senior Management review.

Skills

Strong written and oral communication skills

Highly developed organizational skills

Demonstrated knowledge of AML Compliance

Knowledge of banking systems

Strong AML knowledge – CAMS designation preferable

Education

University degree or equivalent experience

Job description

Job Description

What is the Opportunity?

A new and exciting opportunity has arisen to join the Global Anti-Money Laundering (AML) Compliance department as an Analyst, AML High Risk Client Management. Reporting to the Senior Manager High Risk Client Management Caribbean Banking, you will conduct Enhanced Due Diligence and report your findings and recommendations in a timely manner to Management for review and approval.

What will you do?

• Prioritize and conduct AML and Anti Terrorist Financing (ATF) analyses and provide Key Risk Indicators for the purpose of mitigating financial, regulatory, reputational and legal risk to RBC for higher risk clients.
• Investigate and conduct research using RBC approved techniques and tools to assess if a client presents a higher level of AML regulatory or reputational risk to the Bank.
• Assign an appropriate risk rating to Caribbean Personal and Commercial Retail Banking clients in accordance with RBC’s risk rating methodology.
• Prepare high quality written reports for Senior Management review that effectively communicate your findings and recommendations.
• Work with stakeholders to gather and analyze information and ensure that all required matters are escalated appropriately and are conducted within defined timelines and in accordance with RBC policies and procedures.
• Personally responsible and accountable for self-development and maintaining up to date knowledge, best practices, and skills sets for relevant AML, ATF, and other regulatory matters in support of the analytical function.
• Update and maintain files ensuring accuracy, timeliness, and thoroughness with an emphasis on quality.
• In conjunction with Team Leaders and Managers, develop and maintain a network of internal partners and external peers in the industry to support analytical requirements.

What do you need to succeed?

Must-have

• Strong written and oral communication skills
• Highly developed organizational skills and the ability to work within strict deadlines
• Demonstrated knowledge of or experience in AML Compliance, Financial Crimes investigations (within law enforcement or the financial sector), or financial regulatory oversight
• Knowledge of banking systems and processes
• Strong AML knowledge – CAMS designation preferable

Nice-to-have

• University degree or equivalent experience
• Strong knowledge of relevant predicate offences, e.g. fraud knowledge is considered an advantage
• Skilled in open source research
• Language skills (French, Dutch)

What’s in it for you?

• Leaders who support your development through coaching and managing opportunities.
• Opportunities to do challenging work.
• Opportunities to take on progressively greater accountabilities.
• Work in a dynamic, collaborative, progressive, and high-performing team
• Ability to make a difference and lasting impact.

Job Skills

Anti-Money Laundering (AML), Communication, Data Gathering Analysis (Inactive), Detail-Oriented, Financial Regulation, Fraud Risk Management, Group Problem Solving, Internal Controls, Operational Integrity, Process Management

Additional Job Details

Address: 20 KING ST W:TORONTO

City: Toronto

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: GROUP RISK MANAGEMENT

Job Type: Regular

Pay Type: Salaried

Posted Date: 2025-12-04

Application Deadline: 2025-12-19

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.