Analyst / Associate, Credit

AY Talent; Calgary; Hybrid; CAD 60,000 - 80,000; Full time

Job summary

A commercial real estate capital provider in Calgary is seeking a self-motivated Associate to join their growing team. This role involves conducting due diligence, preparing financial documents, and maintaining client relationships in a fast-paced environment. The ideal candidate has a degree in business and 2-3 years of experience in commercial real estate underwriting. Benefits include dental care, extended health care, vision care, and bonus pay. Initially work from home, transitioning to the office.

Benefits

Dental care

Extended health care

Vision care

Bonus pay

Qualifications

• Minimum 2–3 years’ experience in underwriting in Commercial Real Estate or co-op experience.
• Strong ability to manage multiple tasks under pressure.
• Understanding of financial analysis.

Responsibilities

• Conduct due diligence and analyze financial data for mortgage transactions.
• Prepare credit presentations and commitment letters under tight deadlines.
• Maintain ongoing client interaction and perform site visits.

Skills

Research and analytical skills

Problem-solving abilities

Communication skills

Interpersonal skills

Attention to detail

Education

Undergraduate degree in business or related field

Tools

Microsoft Office

Job description

To see more of our open job postings, go to https://www.aytalent.ca/jobs/

Job Description

Our client is seeking a self‑motivated Associate to join their dynamic and growing team on the debt side in Calgary, AB. They are a commercial real estate capital provider with mortgage investments across all real estate asset classes in Canada. Their equity platform is an opportunistic equity platform focused on investments in ground‑up and value‑add projects in Canada and the United States.

Responsibilities

• Conduct due diligence and investigation to develop an understanding of the borrower’s profile, analyze and interpret financial data, assess the value of the underlying asset, as well as underwrite and fund commercial mortgage transactions
• The Associate will prepare prequalification summaries, term sheets, credit presentations, commitment letters, buy sheets, gather and review conditions precedent and legal documents, and all such related matters to fund loans within tight deadlines
• Maintain ongoing interaction with clients, including performing site visits, and internal credit committee to ensure thorough underwriting and funding of the loan
• Staying current with market information and commercial mortgage market trends
• Build a network within the industry through meetings, events, and involvement in real estate trade organizations

Qualifications

• Undergraduate degree, preferably with a focus in business or related field
• Minimum 2–3 years’ work experience in an underwriting role in Commercial Real Estate or co‑op experience in real estate or underwriting
• Strong research, analytical, and problem‑solving abilities
• Thrives under pressure and enjoys contributing to team goals with ability to manage multiple tasks with exceptional attention to detail
• Strong communication and interpersonal skills, both written and verbal
• Advanced level user of Microsoft Office (Excel, Word, PowerPoint, SharePoint)
• Passion for real estate combined with an understanding of financial analysis

Job Type: Full-time, Work from home initially and then full time in office

Benefits

• Dental care
• Extended health care
• Vision care
• Bonus pay