Money Laundering Reporting Officer (MLRO)

Adyen; São Paulo; Presencial; BRL 120.000 - 160.000; Tempo integral

Resumo da oferta

A leading fintech company in São Paulo is seeking an AML Compliance Officer to lead compliance programs and liaise with regulatory bodies. The ideal candidate will have 5-7 years of experience in Brazilian financial services, strong knowledge of AML regulations, and excellent communication skills. This is an office-first role, emphasizing in-person collaboration.

Qualificações

• Minimum of 5–7 years of experience in AML/CTF compliance within the Brazilian financial services.
• Strong understanding of Brazil’s AML regulations.
• Excellent written and verbal communication skills in English and Portuguese.

Responsabilidades

• Serve as the institution’s appointed MLRO under Brazilian AML legislation.
• Lead the development and maintenance of the AML/CTF compliance program.
• Ensure compliance of internal policies and procedures.

Conhecimentos

AML/CTF compliance

Financial regulations

Communication skills

Problem-solving

Risk assessment

Descrição da oferta de emprego

Overview

Compliance Sao Paulo

Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.

For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.

Responsibilities

• Serve as the institution’s appointed MLRO under Brazilian AML legislation.
• Lead the development, implementation, and maintenance of the AML/CTF compliance program in accordance with BCB and COAF regulations.
• Ensure that internal policies, controls, and procedures are compliant with applicable laws.
• Act as the primary liaison with the Banco Central do Brasil, COAF, and other regulatory authorities in all AML/CTF matters, including audits, inspections, and regulatory filings.
• File Suspicious Activity Reports with COAF in a timely and accurate manner.
• Monitor and assess customer activity for potential signs of money laundering or other financial crimes, including enhanced due diligence (EDD) for high-risk clients.
• Conduct regular AML risk assessments and gap analyses across products, services, and geographies.
• Oversee AML-related training programs for employees and ensure appropriate awareness across all departments.
• Manage the transaction monitoring and screening systems, including periodic reviews and tuning of rules.
• Stay current on regulatory developments, typologies, and enforcement trends in Brazil and globally.
• Report periodically to senior management and the Board on AML/CTF compliance metrics and risks.

Qualifications

• Minimum of 5–7 years of experience in AML/CTF compliance within the Brazilian financial services industry, ideally within a payments institution or fintech.
• Demonstrated experience working with the Central Bank of Brazil, including regulatory reporting, audits, and supervisory expectations.
• Strong understanding of Brazil’s AML regulations.
• Available to work 3 days in person in Morumbi/SP.
• Excellent written and verbal communication skills in English and Portuguese.
• Hands-on experience with AML monitoring systems and investigative tools.
• Ability to navigate and interpret legal and regulatory frameworks, and apply them effectively in a business context.
• AML certifications are highly desirable.

Diversity, Equity and Inclusion

Our Diversity, Equity and Inclusion commitments

Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.

Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application!

What’s next?

Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility.

This role is based out of our São Paulo office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.

The way we work is guided by the eight principles of the Adyen Formula. Learn more here.

To build the world\'s most customer-focused financial technology platform, we need as many different perspectives as possible. We’re looking for people from all sorts of backgrounds to contribute.