Credit / Collections Analyst

Redhat; São Paulo; Presencial; BRL 20.000 - 30.000; Tempo integral

Resumo da oferta

A global leader in open-source technology is seeking a Credit and Collections Analyst in São Paulo, Brazil. The role involves creating financial statement analysis, managing credit limits, and engaging with stakeholders to resolve credit and collection issues. Candidates should have a Bachelor's degree and at least 3 years of experience in credit and accounts receivable. Advanced communication skills in English and proficiency in Excel are essential. Join a dynamic team focused on financial efficiency and customer partnerships.

Qualificações

• 3+ years of experience in credit, accounts receivable, and collections.
• Strong portfolio management skills to achieve cash collection goals.
• Advanced communication skills in English; Spanish is a plus.

Responsabilidades

• Maintain credit lines and monitor customer accounts.
• Interact with customers to obtain credit information.
• Perform month-end close activities with the accounting team.
• Analyze delinquent accounts and prepare action plans.

Conhecimentos

Credit risk analysis

Financial statement analysis

Collections experience

Negotiation skills

Detail-oriented

Organization skills

Formação académica

Bachelor's degree in accounting, business administration, or economics

Ferramentas

Excel

Oracle ERP

Descrição da oferta de emprego

About the job

The Red Hat Finance team is looking for a Credit and Collections Analyst to join us in Sao Paulo, Brazil.

In this role, you will create financial statement analysis and maintain appropriate credit limits for potential and existing customers, this will involve examining financial statements, analyzing the past business record with Red Hat, and communicating with stakeholders; mainly each local credit analyst as well as regional credit managers, to set up appropriate credits for customers.

As a Credit and Collection Analyst, you will be required to maintain credit lines, which will include monitoring credit limits and future business opportunities, as well as resolving any issues related to credit or collections, with adherence to policies, processes, programs, and enterprise systems.

You will also take care of collection activities, which include contact with customers, preparation and delivery of reports, managing delinquent accounts, sales team relationship and participation in global committees to develop and implement system adjustments, with testing and documentation.

What you will do

• Interact with customers, the financial market, and peers to obtain credit information and references to support the approval of credit lines
• Reconcile AR transactions and balances to keep accounts and reporting accurate
• Oversee credit risk analysis, availability, and approval of credit limit in accordance with market and company policy; provide detailed credit analysis and interpretation of customers' financial status and trends
• Check for credit viability on requests for extended payment terms or exceptions
• Initiate adjustments to customers' accounts
• Negotiate late payments and maintenance of the customer portfolio (aging)
• Analyze delinquent accounts and prepare reports on top offenders, including action plans for resolution
• Maintain bad debt records, including calculation of reserves and control of recovery
• Be responsible for ad hoc assignments to special projects to increase the efficiency of the function and systems, and provide back-up for other Credit Analysts
• Perform month-end-close accounts receivable activities with the accounting team, which typically include running AR reports and reconciliations
• Build good partnerships with local management teams, Sales, and Operations teams

What you will bring

• Bachelor's degree in accounting, business administration, or economics
• 3+ years of credit, accounts receivable, and collections experience in a corporate setting that includes successful portfolio management to cash collection goals
• Ability to review financial terms and conditions of the contracts for deals, including software subscriptions, consulting services, and training
• Advanced written and verbal English communication skills; good Spanish language skills are a plus
• Proficiency in Excel analysis; Oracle ERP experience is a plus
• Good organization skills, detail-oriented, motivated, and persistent, with great diplomacy and influencing skills
• Logical reasoning skills, flexible, organized, and results-oriented

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