Specialist - Lending and Financing Corporate Banking

Abu Dhabi Commercial Bank; United Arab Emirates; On-site; AED 120,000 - 200,000; Full time

Job summary

A prominent banking institution is seeking a Specialist in Lending and Financing for their Corporate Banking division. This role is crucial for UAE National applicants. The ideal candidate should have over 4 years of banking experience, with a strong focus on credit risk. Responsibilities include managing credit proposals, analyzing financial data, and identifying potential risks to ensure portfolio health. A Bachelor's degree in Business or Finance is required along with excellent analytical skills.

Qualifications

• At least 4 years of experience in Banking including at least 2 years in credit risk.
• Strong analytical skills required.

Responsibilities

• Manage existing credit proposals with compliance to banking processes.
• Review financial data spreads and assess client financial health.
• Identify risks and recommend mitigation actions.
• Ensure accurate financial statement spreading for MRA ratings.

Skills

Analytical

Intermediate MS Office (PowerPoint, Excel, Word)

Education

Bachelor’s Degree in Business, Accounting or Finance

Job description

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Specialist - Lending and Financing Corporate Banking

Description:

Position for UAE National applicants

About the business area

ADCB Corporate and Investment Banking Group provides a comprehensive and sophisticated suite of solutions to more than 40,000 commercials, corporate and institutional clients.

With local operations based in United Arab Emirates and regional offices in Egypt and Kazakhstan, our Corporate and Investment Banking Group bridges banking corridors across the Middle East and North Africa region.

From account opening to Initial Public Offerings (IPOs) and beyond, you can trust ADCB to support your business growth and ambitions. Get the edge you need to succeed with ADCB.

We are actively seeking an ambitious professional to join our Corporate Lending and Financing team at ADCB to work alongside passionate colleagues who share your ambition to redefine excellence in UAE banking.

Responsibilities

• Manage the existing credit proposals RWOE CA/Renewals with Enhancements up to the agreed percentage of the originally approved limit for assigned segments under CIBG process, identifying areas of non-compliance in order to implement corrective action if required, ensuring compliance with the Banks processes and guidelines
• Review and analyse presented financial data spreads (Moody’s) from balance sheet, profit and loss statement and cash flow statement, assessing trend/ratio analysis, reviewing provided opinion on the financial health along with financial projections to ensure decision makers have a clear view on the client’s financial health
• Identify possible risks, reporting findings and recommending mitigation action in order to assess and mitigate the extent of their impact and foresee possible risk mitigation measures to ensure portfolio health and quality
• Spread financial statements using MRA’s and concur on the subjective parameters for the client to ensure MRA rating (validated or indicative) is generated accurately

Qualifications

• At least 4 years of experience in Banking including with at least 2 years of experience in credit risk related position
• Bachelor’s Degree in Business, Accounting or Finance
• Analytical
• Intermediate MS Office (PowerPoint, Excel and Word