Payment Gateway Developer

Qureos Inc; United Arab Emirates; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading iGaming company based in Dubai is looking for a Payment Gateway Developer to design and maintain payment processing systems tailored for the gambling industry. Applicants must have 3-4 years of experience in high-risk payment systems and proficiency in modern programming languages. The role requires collaboration with various teams and adhering to regulatory standards, ensuring secure and efficient transaction processing.

Qualifications

• 3–4 years of hands-on development experience in high-risk payment systems.
• Strong programming skills in at least one major programming language.
• In-depth understanding of regulatory standards.

Responsibilities

• Architect and develop a custom payment gateway optimized for high-risk transactions.
• Ensure compliance with RBI guidelines and AML rules.
• Work with development teams to deploy the payment infrastructure.

Skills

Node.js

Python

Java

Golang

UPI infrastructure

OCR systems

KYC / AML

PCI-DSS standards

Job description

Job Title

Payment Gateway Developer – iGaming

Location

Dubai (UAE)

Job Type

Full-time

Industry

iGaming (Mandatory)

Experience Required

3–4 Years in High-Risk Payment System Development

Languages

Fluent in English

Availability

Flexible schedule with 24/7 availability (if required)

Lifestyle Requirement

No smoking or drinking

Relocation

Willing to relocate as per company requirements (accommodation, food, and contract included)

Job Overview

We are hiring an innovative and experienced Payment Gateway Developer who can design, build, and maintain proprietary high-risk payment infrastructure specifically for the iGaming and betting industry . This role goes beyond third-party gateway integration—you’ll create full‑scale, in‑house payment processing systems optimized for the unique needs of real‑money gaming platforms in India and global markets.

The ideal candidate will have deep expertise in UPI architecture , dynamic routing algorithms , OCR‑based reconciliation systems , and real‑time transaction handling . You’ll play a mission‑critical role in building secure, scalable, and regulation‑compliant payment systems from the ground up.

Key Responsibilities

🛠️ Payment Gateway Development

• Architect and develop a custom payment gateway optimized for high‑risk, high‑frequency iGaming transactions
• Build support for UPI intent flows , QR‑based payments , IMPS / NEFT , and crypto wallets
• Implement dynamic routing logic to distribute transactions across bank accounts or payment nodes based on user segments, limits, or load balancing

🔍 Reconciliation & Automation

• Develop OCR‑based tools to auto‑match UTR numbers from user‑uploaded screenshots with back‑end transaction logs
• Build automated systems for tracking, reconciling, and reporting failed or pending transactions
• Design internal dashboards for transaction status, settlement cycles, and issue tracking

🔒 Security & Compliance

• Implement encryption protocols, data masking, and tokenization for user financial data
• Ensure compliance with RBI guidelines , KYC / AML rules , and PCI‑DSS standards
• Maintain audit trails and build tools for regulatory reporting across Indian jurisdictions

📊 Performance & Scalability

• Design the gateway to handle real‑time payments at high scale (thousands of concurrent transactions)
• Optimize for speed, accuracy, and uptime across devices and game environments
• Build in redundancy, fallback mechanisms, and smart retry logic for transaction reliability

🤝 Collaboration & Deployment

• Work with game platform developers and DevOps teams to deploy the payment infrastructure
• Coordinate with legal / compliance teams on approval of flows and transaction governance
• Maintain detailed documentation for all systems, APIs, and modules

Required Skills & Experience

• 3–4 years of hands‑on development experience in high‑risk payment systems
• Strong programming skills in Node.js , Python , Java , or Golang
• Deep knowledge of UPI infrastructure , dynamic routing , and banking APIs
• Proficiency in designing real‑time, scalable APIs for payment processing
• Experience building custom OCR systems or integrating third‑party OCR for UTR reconciliation
• In‑depth understanding of regulatory standards : RBI, PCI‑DSS, KYC / AML
• Experience managing large‑scale financial transactions for iGaming or betting platforms

Preferred Qualifications

• Built a proprietary gateway or payment switch for an iGaming or fintech company
• Experience with crypto transaction flows , wallet systems , or virtual account setups
• Familiarity with state‑specific Indian gaming laws and how they affect transaction flows
• Strong understanding of fee management , chargeback handling , and fraud detection algorithms
• Comfortable with real‑time monitoring systems and scalable logging infrastructure (e.g., Prometheus, Grafana)