Loan Portfolio Management

Adecco; Abu Dhabi; On-site; AED 60,000 - 120,000; Full time

Job summary

A global staffing firm is looking for an Analyst to assist with the LPM project in Abu Dhabi. The candidate will gather requirements, conduct data cleansing, and perform quality assurance on developed systems. Proficiency in Excel and Power BI is essential, along with a strong understanding of credit analysis. This role involves collaboration with cross-functional teams to analyze loan portfolios and deliver insights through dashboards and reports.

Qualifications

• A good understanding of credit analysis is mandatory.
• Proficiency in Excel and Power BI is a must.

Responsibilities

• Assist in requirement gathering for the development of LPM system.
• Conduct thorough testing and quality assurance for the developed systems.
• Collaborate with cross-functional teams to develop analytical models.
• Conduct in-depth analysis of the Global corporate finance Loan portfolio.
• Develop and maintain dashboards and reports for stakeholders.

Skills

Credit analysis

Data collection

Data cleansing

Problem Solving

Proficiency in Excel

Proficiency in Power BI

Job description

Analyst to assist with the LPM project

• Assist in requirement gathering for the development of LPM system
• Assist in the data cleansing activity of the facilities to be fed in the LPM system
• Conduct thorough testing and quality assurance to ensure the functionality, accuracy and reliability of the developed systems and modules and timely reporting of defects.
• A good understanding of the credit analysis is mandatory to assume a maker role in LPM system to create and test the Covenant Trackers.
• Review facility documents (example LMA) and check the terms of the facility for IB clients (Corporates, GREs, SWF, FIs).
• Review the various waivers and amendment requests received from the Agent or the Borrowers/ Coverage Team.
• Highlight any early warning signals from the latest financials, covenant compliance certificate and any other sources of news.
• Assist LPM team to seek necessary information while conducting the annual review of the facility.
• Conducting periodic review of document deficiency including any security/collateral held in LPM portfolio.

Reporting Expert

• Collaborate with cross functional teams to develop and enhance analytical models for loan valuation, performance measurement (NIM, NII) and risk measurement (RWA, ECL). Understanding of these concepts is mandatory
• Highly competent in Data collection, Data cleansing and Preprocessing, Exploratory Data analysis (EDA), Feature engineering, modelling, Evaluation and interpretation and communication.
• Conduct in-depth analysis of the Global corporate finance Loan portfolio, assessing risk, performance and identifying opportunities for optimization.
• Utilize advanced data analytics techniques to extract meaningful insights, trends and key drivers impacting the loan portfolio.
• Develop and maintain dashboards and reports to communicate portfolio metrics and KPI's to key stake holders.
• Stay abreast of market trends, regulatory changes, and industry developments to ensure portfolio remains aligned with strategic objectives.
• Prepare comprehensive reports and presentations to communicate findings and recommendations to LPM stake holders and management.
• Proficiency in Excel and Power BI is a must
• Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions, and identifies clear objectives. Sees the big picture and effectively analyses complex issues