Cards Portfolio Manager

Scimaxconsulting; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading global payments firm is seeking a Portfolio Manager to develop and manage lifecycle programs aimed at optimizing card performance. Responsibilities include strategy development, market analysis, and team leadership. Candidates must have over 12 years of experience, strong analytical skills, and proficiency in tools like Excel and Tableau. This role is based in Dubai and is contractual, lasting 12 months.

Qualifications

• 12+ years of experience in cards portfolio management or related field.
• Proven track record of driving business growth and achieving targets.
• Strong understanding of financial metrics related to card products.

Responsibilities

• Develop and implement strategies to optimize cards portfolio performance.
• Lead and mentor the cards portfolio management team.
• Analyze market trends and customer behavior.

Skills

Leadership

Data Analysis

Strategic Thinking

Market Analysis

Tools

Excel

Tableau

Job description

Project Overview

Our client, a leading global payments firm, is currently carrying out a project for a leading bank in UAE. To support this, our client is looking to onboard a Portfolio Manager who will be responsible for building and managing lifecycle management program for Client to increase card activeness, spend per active card, achieve lower inactivation and product attrition by leveraging advanced analytics and marketing.

Roles & Responsibilities

• Develop and implement strategies to optimize the cards portfolio performance, including pricing, promotions, and product enhancements.
• Lead and mentor the cards portfolio management team, fostering a culture of continuous improvement and professional development.
• Analyze market trends, customer behavior, and competitive landscape to identify growth opportunities and potential risks.
• Collaborate with cross-functional teams, including marketing, IT, and customer service, to enhance product offerings and customer experience.
• Monitor and report on portfolio performance, providing insights and recommendations to senior management to drive strategic decisions.
• Ensure compliance with industry regulations and internal policies, maintaining high standards of governance and risk management.

Experience Required

• 12+ years of experience in cards portfolio management or a related field, with a proven track record of driving business growth and achieving targets.
• Strong leadership and team management skills, with the ability to inspire and motivate a diverse team.
• Excellent analytical and problem-solving abilities, with a data-driven approach to decision-making.
• Experience in developing and launching new card products, including credit, debit, and prepaid cards.
• Strong understanding of financial metrics and performance indicators, including Net Interest Margin (NIM), Fee Income, Charge-off Rates, Delinquency Rates, Average Spend per Card, Activation Rates, and Customer Retention Rates.
• Familiarity with card management systems (CMS) and payment processing platforms.
• Knowledge of fraud detection and prevention tools, as well as risk management systems.
• Understanding of regulatory compliance requirements in the UAE.

Mandatory Skills

• In-depth knowledge of the cards market, industry trends, and regulatory environment.
• Proficiency in data analysis and portfolio management tools, Excel, and Tableau.

This is a 12 months contractual role based in Dubai, UAE.