Business Risk Analyst-BBD (Outsource)

ADIB Group; Dubai; On-site; AED 120,000 - 160,000; Full time

Job summary

A prominent financial institution in Dubai is seeking an RB-Risk and Control professional to enhance business banking processes and conduct rigorous data analysis. The role emphasizes updating procedures, analyzing data trends, and improving service delivery. Candidates should have 4-6 years of banking experience with a strong focus on data analysis, along with excellent time management and problem-solving skills. This position offers opportunities for team leadership and further professional development within the organization.

Qualifications

• 4-6 years of banking experience, with 3 years in a support function.
• 6 years of experience in data analysis.

Responsibilities

• Keep all BBD SOPs/Memos/SLAs updated.
• Enhance the existing Business Banking process and services.
• Liaise with business partners for smooth department operations.

Skills

Strong analytical and problem-solving skill

Excellent time management

Team leadership

Understanding of commercial drivers

Working knowledge of banking policies

Good understanding of technological issues

Job description

Description

Role : RB-Risk and Control-BBD

Location : Dubai

Role Purpose:

This role's primary goals are:

• Keeping all BBD SOPs/Memos/SLAs updated.
• Enhancing the existing Business Banking process and services.
• Identifying innovative processes and services offering to support the growth of Business Banking Division.
• Supporting the Relationship Management Team in the overall customer transactions and queries.
• Ensuring that the products and services offering are in line with the ADIB overall strategy goal & Sharia Guidelines.
• Liaising with the business partners to ensure smooth functioning of the department.

Key Accountabilities of the role

Data Analysis Responsibilities:

• Collect clean and validate data from GCD ODD and risk systems for accuracy.
• Analyze relationship exit data to identify delays trends and root causes.
• Develop dashboards and visual reports for RIM closures and account exits.
• Perform data analytics on AML/Sanctions queries to detect recurring issues.
• Maintain and update system access matrix data using analytical checks.
• Conduct variance analysis between planned vs. actual risk mitigation timelines.
• Perform KRIS scoring and ensure accurate data input in GRC systems.
• Track and analyze BBD RFIs data for response timelines and escalation patterns.
• Conduct regulatory gap assessments using structured data comparison.
• Prepare MIS reports and trend analysis for senior management.
• Monitor KRIs and KPIs using data visualization tools; escalate breaches.
• Perform thematic reviews based on data signals from audits or regulatory changes.
• Conduct root cause analysis on high-risk events using historical data.
• Automate data collection and reporting processes for efficiency.
• Develop predictive models to anticipate risk events based on historical patterns.
• Act as focal point for GCD queries related to AML/Sanctions and ensure timely resolution.
• Maintain accurate records and follow-up for GCD-related relationship exits.
• Review and update system access matrix based on business needs and compliance.
• Identify gaps through RCSA CT and propose corrective actions.
• Coordinate with Ops GCD Business ITD ORM and FRM for closure of ARR findings.
• Ensure timely closure of audit observations and regulatory findings.
• Represent BBD in FCC Enterprise-wide Risk Assessment exercises annually.
• Support ODD processes by monitoring periodic reviews and ensuring compliance.
• Assist in FATCA and CRS-related risk control activities.
• Participate in risk governance forums and provide insights on emerging risks.
• Maintain strong documentation standards for all risk-related activities.
• Train business teams on AML sanctions and risk control requirements.

Specialist Skills / Technical Knowledge Required for this role

• Strong analytical and problem-solving skill
• Requires a thorough knowledge of the department or business units functional area or products.
• Excellent in time management planning organizing accomplishing tasks against deadlines and milestones.
• Team leadership and people development capacity.
• Understanding of commercial drivers within business
• Working knowledge of general bank policies programs and procedures and financial/accounting practices.
• Good understanding of technological issues with sound analytical ability and PC skills.

Previous experience (If any)

4‑6 years of banking experience of which 3 years experience in support function.

6 years experience in data analysis

Required Experience

IC