Assistant Relationship Manager

Zand; Abu Dhabi; On-site; AED 80,000 - 120,000; Full time

Job summary

A corporate banking institution in Abu Dhabi seeks an Assistant Relationship Manager to support Relationship Managers in managing corporate clients. You will assist in credit analysis, client servicing, and compliance while facilitating business development efforts. Ideal candidates will have a Bachelor's degree in related fields and at least 2 years of relationship management experience in banking. Strong financial acumen, communication skills, and a client-focused approach are essential. This role offers a dynamic environment in corporate banking.

Qualifications

• Minimum 2 years’ experience in relationship management roles, preferably in corporate banking.
• Strong understanding of regulatory compliance and risk management.
• Excellent communication skills and customer-centric approach.

Responsibilities

• Assist Relationship Managers in managing and expanding corporate client portfolio.
• Conduct comprehensive financial analysis and credit assessment for clients.
• Ensure strict compliance with the bank’s credit and operational requirements.

Skills

Financial analysis

Client servicing

Regulatory compliance

Negotiation

Strategic thinking

Education

Bachelor’s degree in Business Administration, Finance, or related field

Job description

Job Purpose

The Assistant Relationship Manager will support Relationship Managers and Business Heads in managing a portfolio of corporate clients by assisting with credit analysis, portfolio monitoring, client servicing, and regulatory compliance. Contribute to business development efforts by identifying opportunities to cross-sell banking products and ensure all activities adhere to internal policies and external regulations. Play a key role in delivering a seamless corporate banking experience and supporting the growth of client relationships.

Key Responsibilities

• Assist Relationship Managers in managing and expanding the corporate client portfolio.
• Prepare client proposals, presentations, and pitch materials.
• Maintain regular client contact, ensuring high levels of satisfaction and proactive service.
• Identify cross-selling opportunities for trade finance, treasury, cash management, and other banking solutions.
• Conduct comprehensive financial analysis and credit assessment for both new and existing clients.
• Prepare and submit credit applications, memos, and renewal proposals in line with bank policies.
• Monitor client accounts, financial performance, and market trends to identify risks early.
• Ensure strict compliance with the bank’s credit, operational, and regulatory requirements.
• Support the daily management of client accounts, including documentation, disbursements, and operational queries.
• Coordinate with internal stakeholders (Credit, Legal, Operations, Treasury, Trade Finance, etc.) to facilitate efficient transactions.
• Track portfolio performance, monitor overdue accounts, and ensure covenant compliance.
• Prepare periodic management reports on portfolio quality and business performance.
• Uphold internal controls, risk frameworks, and comply with AML/KYC standards.
• Maintain complete and accurate documentation as per regulatory requirements.
• Assist with internal and external audit processes.

Key Skills, Qualifications & Experience

Qualifications

• Bachelor’s degree in Business Administration, Finance, or related field (MBA or equivalent preferred).

Experience

• Minimum 2 years’ experience in relationship management roles with banks or financial institutions - corporate / business banking experience is a must.

Technical Skills & Competencies

• Strong financial acumen and analytical capabilities
• Sound understanding of regulatory compliance and risk management
• Proficient in relationship management and client servicing
• Skilled in negotiation and strategic thinking
• Effective time management and multitasking abilities
• Comprehensive product knowledge in corporate banking, including trade finance and treasury solutions
• Excellent communication skills; customer-centric approach; team player
• Ability to maintain high standards of documentation and governance