Senior Analyst, Risk & Analytics — Remote

Affirm; Richmond (VA); On-site; USD 128,000 - 188,000; Full time

Benefits offered by this job

Health care coverage

Flexible Spending Wallets

Time off

ESPP

Job summary

Affirm is hiring a Senior Analyst (L5) to own the full analytical lifecycle, translating complex regulatory and economic insights into actionable business strategies across consumer lending. You will work with Engineering, ML, Product, and Compliance to optimize risk, growth, and profitability while influencing stakeholders.

You will lead cross-functional initiatives, build scalable analytics, and mentor junior analysts in a fast-paced, remote-first environment, affecting decisions across

Qualifications

• 2–5 years in an analytically-driven role within consumer lending, credit, or fintech.
• Degree in Data Science, Computer Science, Engineering, Economics, or related quantitative field.
• Advanced proficiency in SQL, Python, or other scripting languages.
• Deep expertise in data mining, data visualization, and statistical modeling.
• Experience leading cross-functional initiatives with Product, Legal, Compliance, and Engineering.

Responsibilities

• Derive insights and optimize business, risk, or growth strategies across products and geographies.
• Monitor macro and market trends; adjust analytical strategies to mitigate risk and balance growth.
• Partner with Engineering and ML teams to design, build, and interpret performance metrics for risk, fraud, or growth models.
• Translate regulatory and market requirements into analytical policy and product design recommendations.
• Oversee analytical frameworks and cross-functional launches for new products and market entries.

Skills

SQL

Python

Data mining

Statistical modeling

Machine learning

Communication

Cross-functional leadership

Education

Data Science / CS / Engineering degree

Job description

Affirm is hiring a Senior Analyst (L5) to own the full analytical lifecycle, translating complex regulatory and economic insights into actionable business strategies across consumer lending. You will work with Engineering, ML, Product, and Compliance to optimize risk, growth, and profitability while influencing stakeholders.

You will lead cross-functional initiatives, build scalable analytics, and mentor junior analysts in a fast-paced, remote-first environment, affecting decisions across