Senior Analyst, Risk & Analytics (Remote)

Affirm; Atlanta (GA); On-site; USD 128,000 - 188,000; Full time

Job summary

Affirm is seeking a Senior Analyst (L5) to own the entire analytical lifecycle—from question to business decision—in a remote-first setting across the United States. You will translate regulatory and economic insights into actionable strategies, collaborating with ML, Product, and Engineering to optimize risk, growth, and profitability.

The role requires 2–5 years of analytics-driven experience in consumer lending/fintech, a quantitative degree, and strong SQL/Python skills.

Qualifications

• 2–5 years of analytically-driven experience in the consumer lending/fintech industry.
• Degree in Data Science, Computer Science, Engineering, or Economics.
• Advanced proficiency in SQL, Python, or other scripting languages.
• Deep expertise in data mining, data visualization, and statistical modeling.
• Proven experience leading cross-functional initiatives across Product, Legal, Compliance, and Engineering.
• Strong understanding of consumer lending regulations and regional market dynamics.
• Ability to translate regulatory and economic insights into actionable strategies.
• Exceptional communication to influence senior stakeholders across technical and non-technical functions.

Responsibilities

• Optimize End-to-End Strategy using advanced data analytics to derive insights for products, risk, and growth.
• Monitor macro and market trends; adjust analytics and operations to balance risk and growth.
• Partner with Engineering and ML teams to design and interpret performance metrics for risk and growth models.
• Collaborate with Product, Legal, and Compliance to translate requirements into analytical policy and product design.
• Develop and launch analytical frameworks; guide cross-functional teams to align with risk appetite and local regulations.
• Engage external stakeholders to align practices and strengthen strategic relationships.

Skills

SQL

Python

Data mining

Data visualization

Statistical modeling

Machine learning

Cross-functional leadership

Regulatory understanding

Communication skills

Education

Data Science

Computer Science

Engineering

Economics

Job description

Affirm is seeking a Senior Analyst (L5) to own the entire analytical lifecycle—from question to business decision—in a remote-first setting across the United States. You will translate regulatory and economic insights into actionable strategies, collaborating with ML, Product, and Engineering to optimize risk, growth, and profitability.

The role requires 2–5 years of analytics-driven experience in consumer lending/fintech, a quantitative degree, and strong SQL/Python skills.