Senior Risk & Analytics Analyst (Remote)

Affirm; Charlotte (NC); On-site; USD 128,000 - 188,000; Full time

Benefits offered by this job

Healthcare coverage

Flexible Spending Wallets

Vacation & holidays

Employee stock purchase plan

Job summary

Affirm is a leading fintech company reimagining consumer credit with a remote-first culture across the United States. As a Senior Analyst (L5) on the Risk & Analytics team, you will own the full analytical lifecycle, translating complex regulatory and market insights into actionable business strategies.

You'll partner with ML, product, engineering, and commercial teams to optimize approvals, losses, and profitability, while mentoring junior analysts and shaping scalable data foundations for

Qualifications

• 2–5 years of analytically-driven experience in consumer lending or fintech.
• Degree in data science, CS, economics, or related quantitative field.
• Advanced proficiency in SQL and Python.
• Experience with data mining, visualization, and modeling.
• Proven cross-functional leadership across product, legal, and engineering.

Responsibilities

• Own end-to-end analytical lifecycle from question to decision.
• Derive insights and optimize business or risk strategies.
• Monitor portfolio performance and macro trends.
• Collaborate with product, engineering, and ML teams on metrics.
• Mentor junior analysts and build repeatable workflows.
• Engage with external stakeholders to align practices.
• Translate regulatory and market requirements into analytics policies.

Skills

SQL

Python

Data analysis

Machine learning

Stakeholder influence

Education

Data Science or related field

Job description

Affirm is a leading fintech company reimagining consumer credit with a remote-first culture across the United States. As a Senior Analyst (L5) on the Risk & Analytics team, you will own the full analytical lifecycle, translating complex regulatory and market insights into actionable business strategies.

You'll partner with ML, product, engineering, and commercial teams to optimize approvals, losses, and profitability, while mentoring junior analysts and shaping scalable data foundations for