Senior Analyst, Risk & Analytics — Remote

Affirm

Minneapolis (MN)

On-site

USD 128,000 - 188,000

Full time

14 days+

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Benefits offered by this job

Health care coverage

Flexible Spending Wallets

Time off

ESPP

Job summary

Affirm is hiring a Senior Analyst (L5) to own the full analytical lifecycle—from framing questions to delivering data-driven decisions—across risk, growth, and product areas. You will translate regulatory and economic insights into actionable strategies, collaborating with Engineering, ML, Product, Legal, and Compliance teams to shape risk-aware business decisions.

The role emphasizes autonomy, rigorous analysis, and mentorship of junior analysts, with remote-friendly work and competitive total

Qualifications

2–5 years of proven experience in an analytically-driven role within the consumer lending, credit, or fintech industry.
Degree in Data Science, Computer Science, Engineering, Economics, or a related quantitative field.
Advanced proficiency in SQL, Python, or other scripting languages.
Deep expertise in data mining, data visualization, and statistical modeling, with experience applying machine learning techniques to business or risk management problems.
Proven experience leading cross-functional initiatives that bridge Product, Legal, Compliance, and Engineering to align analytical strategies with business objectives.
Strong understanding of consumer lending regulations, regional market dynamics, and the broader economic landscape influencing policy and growth.
Demonstrated ability to translate complex regulatory and economic insights into actionable strategies.
Exceptional communication skills with the ability to influence senior stakeholders across technical and non-technical functions.

Responsibilities

Optimize End-to-End Strategy: Leverage advanced data analytics to independently derive insights, develop, and optimize business, risk, or growth strategies across products and geographies.
Manage Macro & Market Trends: Monitor portfolio performance and exogenous macroeconomic trends; proactively adjust analytical and operational strategies to mitigate risk and balance growth.
Model & Capability Building: Partner deeply with Engineering and ML teams to design, build, and interpret performance metrics for scalable risk, fraud, or growth models.
Cross-Functional Leadership: Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements, translating them directly into analytical policy and product design recommendations.
Oversee Frameworks & Launches: Oversee the development and execution of analytical frameworks. Drive cross-functional discussions to ensure new product launches and market entries align with risk appetite, operational capabilities, and local regulations.
External & Strategic Alignment: Engage with external stakeholders including merchants, vendors, and partners to align practices, ensure compliance, and strengthen strategic relationships.
AI Leverage & Mentorship: Build repeatable AI-assisted workflows that compound across the team's analyses, while mentoring junior analysts on technical craft and domain nuances.