Remote Third-Party Collections Specialist | Commission

LCS Financial Services Corporation; Sioux Falls (SD); Remote; USD 45,000 - 75,000; Full time

Benefits offered by this job

100% remote position

Commission

Monday-Friday schedule

Medical, Dental & Vision Insurance

Life Insurance & Disability Coverage

401k Retirement Plan

Paid Holidays

Discretionary Time Off (DTO)

Team-Oriented Environment

Job summary

LCS Financial Services Corporation is hiring remote Collections Specialists to join a nationwide team. You will manage inbound and outbound calls, negotiate settlements, and leverage skip-tracing to locate accounts, all while maintaining regulatory compliance and professional customer interactions.

This 100% remote position offers commission-based earnings, a Monday–Friday schedule, and benefits including medical, dental, and vision insurance, life and disability coverage, a 401(k) plan, paid

Qualifications

• Minimum of 2 years of third-party debt collection experience.
• Strong negotiation, persuasion, and conflict-resolution skills.
• Proven ability to manage collection accounts and negotiate successful payment arrangements.
• Excellent verbal communication, active listening, and telephone etiquette.
• Strong organizational skills and attention to detail.
• Ability to work independently while contributing to team goals.
• Professionalism, reliability, accountability, and a positive attitude.
• Working knowledge of applicable debt collection laws and regulations.
• High school diploma or equivalent.
• Ability to maintain a professional, distraction-minimized remote workspace suitable for confidential customer conversations.
• Reliable internet connectivity sufficient to perform job responsibilities.
• Ability to remain available, responsive, and productive throughout scheduled working hours.
• Must reside and work in an LCS-approved state.

Responsibilities

• Managing inbound and outbound collection calls to negotiate resolutions on delinquent accounts.
• Negotiating payment arrangements and settlement agreements based on borrowers' individual financial circumstances.
• Utilizing skip-tracing tools and investigative techniques to locate borrowers and relevant assets.
• Managing assigned account portfolios and prioritizing collection activities to maximize recovery opportunities.
• Consistently working toward individual and departmental performance goals.
• Maintaining accurate and detailed account documentation.
• Delivering professional, respectful customer interactions while navigating difficult conversations.
• Ensuring compliance with applicable federal, state, and local collection laws, company policies, and regulatory requirements.
• Maintaining consistent communication with management and team members while working remotely.

Skills

Negotiation

Communication

Rapport building

Regulatory compliance

Account management

Independent work

Time management

Persuasion

Education

High school diploma or equivalent

Tools

Skip-tracing tools

Collection management systems

Job description

LCS Financial Services Corporation is hiring remote Collections Specialists to join a nationwide team. You will manage inbound and outbound calls, negotiate settlements, and leverage skip-tracing to locate accounts, all while maintaining regulatory compliance and professional customer interactions.

This 100% remote position offers commission-based earnings, a Monday–Friday schedule, and benefits including medical, dental, and vision insurance, life and disability coverage, a 401(k) plan, paid