Remote Senior Credit Analyst - Specialty Lending

Jobgether; Annapolis (MD); Remote; USD 90,000 - 130,000; Full time

Benefits offered by this job

Healthcare Coverage

Retirement Savings (401(k))

PTO & Vacation Purchase

Wellness Program

Tuition Reimbursement

Remote Work Allowed

Life Insurance

Job summary

Jobgether is seeking a Credit Analyst III, Specialty Lending for a remote position based in the United States. You will assess and underwrite complex lending transactions across specialty sectors, including asset-based and non-traditional collateral, supporting credit decisions with detailed analyses.

You will mentor junior analysts, collaborate with senior stakeholders, and ensure alignment with regulatory and internal risk policies.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• 5–7 years of progressive credit analysis experience with exposure to specialty lending preferred.
• Advanced proficiency in commercial financial statement analysis and cash flow modeling.
• Working knowledge of borrowing base construction and collateral criteria.
• Understanding of litigation finance, sponsor-backed structures, and non-traditional collateral.
• Ability to independently evaluate complex credit structures and manage high-volume workload.
• Excellent written and verbal communication to present analyses to loan committees and senior stakeholders.
• Must reside in eligible U.S. states.
• Opportunity for higher-level Senior Credit Analyst for broader/deeper experience.

Responsibilities

• Specialty Credit Underwriting: analyze and underwrite complex transactions across specialty sectors.
• Collateral and Repayment Assessment: evaluate non-traditional collateral and repayment structures.
• Asset-Based Lending Analysis: build borrowing base calculations and collateral eligibility assessments.
• Litigation Finance Risk Evaluation: assess merits and timelines.
• Fund Finance and Leveraged Lending: evaluate sponsor experience and capital structures.
• Credit Reporting and Presentations: prepare detailed credit presentations for committees.
• Complex Transaction Structuring: analyze multi-entity borrowers and syndicated lending.
• Mentorship and Technical Guidance: support junior analysts with underwriting methods.
• Market and Regulatory Monitoring: track industry/regulatory developments affecting specialty lending.
• Risk Management and Compliance: ensure underwriting aligns with policies and laws.

Skills

Credit underwriting

Asset-based lending

Structured finance

Financial modeling

Risk assessment

Stakeholder communication

Mentorship

Regulatory awareness

Education

Bachelor’s degree in Finance, Accounting, Economics

Job description

Jobgether is seeking a Credit Analyst III, Specialty Lending for a remote position based in the United States. You will assess and underwrite complex lending transactions across specialty sectors, including asset-based and non-traditional collateral, supporting credit decisions with detailed analyses.

You will mentor junior analysts, collaborate with senior stakeholders, and ensure alignment with regulatory and internal risk policies.