Remote Senior Credit Analyst - Specialty Lending

Jobgether; Beryl (WV); Remote; USD 110,000 - 140,000; Full time

Benefits offered by this job

Healthcare Coverage

Health Spending Accounts

Disability Coverage

Life Insurance

401(k) plan

Wellness program

Education reimbursement

PTO and vacation purchase program

Pet Insurance

Remote Work

Job summary

Jobgether seeks a Credit Analyst III for Specialty Lending to work remotely in the United States. You will evaluate complex lending transactions, including asset-based and non-traditional structures, and produce risk assessments for approvals.

The role requires 5–7+ years of credit analysis, strong financial modeling, and clear communication to senior stakeholders. Mentorship and regulatory awareness are key aspects of this position.

Qualifications

• 5–7+ years of progressive credit analysis experience.
• Experience with specialty, structured, asset-based, or non-traditional lending.
• Advanced proficiency in commercial financial statement analysis and cash flow modeling.
• Ability to evaluate unconventional repayment sources and collateral.
• Working knowledge of borrowing base construction and advance rates.
• Strong written and verbal communication for loan committees.
• Independent judgment to evaluate complex credit structures.
• Capacity to manage high-volume workload.
• Familiarity with litigation finance fundamentals and fund finance.
• Knowledge of regulatory requirements and risk management standards.

Responsibilities

• Specialty Credit Underwriting: Independently analyze and underwrite complex lending transactions across specialty sectors.
• Collateral and Repayment Assessment: Evaluate non-traditional collateral and repayment structures.
• Asset-Based Lending Analysis: Build and monitor borrowing base calculations, advance rates, and collateral eligibility.
• Litigation Finance Risk Evaluation: Assess case merits, jurisdictional risks, and timelines.
• Fund Finance and Leveraged Lending: Evaluate sponsor experience and capital structures.
• Credit Reporting and Presentations: Prepare detailed credit presentations for committees.
• Complex Transaction Structuring: Analyze multi-entity borrowers and syndicated lending structures.
• Mentorship and Technical Guidance: Support junior analysts with underwriting knowledge.
• Market and Regulatory Monitoring: Track industry and regulatory developments affecting lending.
• Risk Management and Compliance: Ensure underwriting aligns with policies and laws.

Skills

Financial analysis

Credit judgment

Communication skills

Independent judgment

Analytical thinking

Education

Bachelor's degree in Finance/Accounting/Economics

Tools

Excel

Job description

Jobgether seeks a Credit Analyst III for Specialty Lending to work remotely in the United States. You will evaluate complex lending transactions, including asset-based and non-traditional structures, and produce risk assessments for approvals.

The role requires 5–7+ years of credit analysis, strong financial modeling, and clear communication to senior stakeholders. Mentorship and regulatory awareness are key aspects of this position.