Senior Credit Analyst, Specialty Lending - Remote

Jobgether; New York (NY); Remote; USD 90,000 - 130,000; Full time

Benefits offered by this job

Healthcare Coverage

Health Savings Account (HSA)

401(k) plan

Paid Time Off

Remote work flexibility

Job summary

Jobgether is seeking a Credit Analyst III, Specialty Lending for a remote U.S. position.

The candidate will evaluate and underwrite complex lending transactions across specialty sectors, including asset-based and non-traditional lending, while assessing collateral structures, repayment sources, and market risks. Role involves preparing comprehensive risk assessments for senior stakeholders, collaborating with credit leadership, and mentoring junior analysts to strengthen underwriting practices

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• 5–7 years of progressive credit analysis experience.
• Advanced proficiency in commercial financial statement analysis and cash flow modeling.
• Experience with asset-based lending and non-traditional lending.
• Knowledge of borrowing base construction and advance rates.
• Familiarity with accounts receivable financing concepts.
• Strong written and verbal communication for reporting to committees.
• Ability to independently evaluate complex credit structures.

Responsibilities

• Specialty Credit Underwriting: Analyze and underwrite complex lending transactions across specialty sectors.
• Collateral and Repayment Assessment: Evaluate non-traditional collateral and repayment structures.
• Asset-Based Lending Analysis: Build and monitor borrowing base calculations and collateral eligibility.
• Litigation Finance Risk Evaluation: Assess case merits and recovery timelines.
• Fund Finance and Leveraged Lending: Evaluate sponsor experience and capital structures.
• Credit Reporting and Presentations: Prepare detailed credit analyses for leadership and loan committees.
• Complex Transaction Structuring: Analyze multi-entity borrowers and syndications.
• Mentorship and Technical Guidance: Support junior analysts with underwriting knowledge.
• Market and Regulatory Monitoring: Track industry/regulatory developments affecting specialty lending.
• Risk Management and Compliance: Ensure underwriting aligns with policies and laws.

Skills

Financial analysis

Cash flow modeling

Credit structuring

Receivables financing

Communication skills

Independent judgment

Mentorship

Regulatory awareness

Education

Bachelor’s degree in Finance, Accounting, Economics

Job description

Jobgether is seeking a Credit Analyst III, Specialty Lending for a remote U.S. position.

The candidate will evaluate and underwrite complex lending transactions across specialty sectors, including asset-based and non-traditional lending, while assessing collateral structures, repayment sources, and market risks. Role involves preparing comprehensive risk assessments for senior stakeholders, collaborating with credit leadership, and mentoring junior analysts to strengthen underwriting practices