Remote Senior Credit Analyst — Specialty Lending

Jobgether; South Dakota Park (SD); Teletrabalho; USD 90 000 - 140 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Healthcare Coverage

Health Spending Accounts

Disability Coverage

Life Insurance

Retirement Savings

Wellness

Professional Development

Paid Time Off

Pet Insurance

Remote Work

Resumo da oferta

Jobgether seeks a Credit Analyst III, Specialty Lending to evaluate and underwrite complex lending transactions across niche sectors. This remote role requires strong financial modeling, credit judgment, and the ability to present clear risk assessments to senior stakeholders.

You will mentor junior analysts, monitor market developments, and ensure underwriting adheres to policies while supporting portfolio quality and sound credit decisions.

Qualificações

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• 5–7 years of progressive credit analysis experience, with direct exposure to specialty, structured, asset-based, or non-traditional lending strongly preferred.
• Advanced proficiency in commercial financial statement analysis, cash flow modeling, credit structuring, and evaluating unconventional repayment sources and collateral.
• Asset-Based Lending: borrowing base construction, advance rates, eligible collateral criteria, and UCC lien priority.
• Receivables Financing: familiarity with accounts receivable financing concepts, including dilution and creditworthiness.
• Specialty Lending Knowledge: understanding litigation finance fundamentals, case merits, and settlement timelines.
• Structured and Leveraged Finance: LTV/LC metrics, sponsor-backed deals, and exit viability.
• Independent Judgment: ability to evaluate complex non-standard credits and manage high-volume workload.
• Communication: ability to present analyses to loan committees and senior stakeholders.

Responsabilidades

• Specialty Credit Underwriting: Independently analyze and underwrite complex lending transactions across specialty sectors.
• Collateral and Repayment Assessment: Evaluate non-traditional collateral and repayment structures.
• Asset-Based Lending Analysis: Build borrowing base calculations and collateral eligibility assessments.
• Litigation Finance Risk Evaluation: Assess case merits and jurisdictional risks.
• Fund Finance and Leveraged Lending: Evaluate sponsor experience and exit strategies.
• Credit Reporting and Presentations: Prepare credit presentations for loan committees.
• Complex Transaction Structuring: Analyze multi-entity borrowers and SPVs.
• Mentorship and Technical Guidance: Support junior analysts with underwriting knowledge.
• Market and Regulatory Monitoring: Track developments affecting specialty lending.
• Risk Management and Compliance: Ensure underwriting aligns with policies and laws.

Conhecimentos

Financial Modeling

Credit Judgment

Communication Skills

Underwriting

Analytical Thinking

Risk Assessment

Attention to Detail

Remote Work

Formação académica

Bachelor's degree

Descrição da oferta de emprego

Jobgether seeks a Credit Analyst III, Specialty Lending to evaluate and underwrite complex lending transactions across niche sectors. This remote role requires strong financial modeling, credit judgment, and the ability to present clear risk assessments to senior stakeholders.

You will mentor junior analysts, monitor market developments, and ensure underwriting adheres to policies while supporting portfolio quality and sound credit decisions.