Remote Senior Credit Analyst, Specialty Lending

Jobgether; Georgia; Remote; USD 90,000 - 130,000; Full time

Benefits offered by this job

Healthcare Coverage

HSA/HRA/FSA

Disability Coverage

Life Insurance

401(k) deferral plan

Education reimbursement

Job summary

Jobgether is seeking a Credit Analyst III, Specialty Lending in the United States. This remote role requires rigorous analysis of complex lending transactions across specialized sectors, including asset-based lending and non-traditional collateral.

You will prepare risk assessments, support senior management, and mentor junior analysts. Qualifications include 5–7 years in credit analysis, a finance-related degree, and strong modeling and communication skills.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• 5–7 years of progressive credit analysis experience, with exposure to specialty, structured, asset-based, or non-traditional lending preferred.
• Advanced proficiency in commercial financial statement analysis, cash flow modeling, and credit structuring.

Responsibilities

• Specialty Credit Underwriting: Independently analyze and underwrite complex lending transactions across specialty sectors.
• Collateral and Repayment Assessment: Evaluate non-traditional collateral and repayment structures.
• Asset-Based Lending Analysis: Build borrowing base calculations, advance rates, and collateral eligibility.
• Litigation Finance Risk Evaluation: Assess case merits, jurisdictional considerations, and recovery timelines.
• Fund Finance and Leveraged Lending: Evaluate sponsor experience, LTV, LTC, and exit strategies.
• Credit Reporting and Presentations: Prepare detailed credit presentations and risk assessments for leadership and loan committees.
• Complex Transaction Structuring: Analyze multi-entity borrowers, SPVs, and syndicated structures.
• Mentorship and Technical Guidance: Support junior analysts with underwriting knowledge.
• Market and Regulatory Monitoring: Track developments affecting specialty lending.
• Risk Management and Compliance: Ensure underwriting aligns with policies and laws.

Skills

Advanced financial analysis

Credit judgment

Non-traditional lending

Structured finance

Asset-based lending

Verbal and written communication

Independent judgment

Education

Bachelor’s degree in Finance/Accounting/Economics

Job description

Jobgether is seeking a Credit Analyst III, Specialty Lending in the United States. This remote role requires rigorous analysis of complex lending transactions across specialized sectors, including asset-based lending and non-traditional collateral.

You will prepare risk assessments, support senior management, and mentor junior analysts. Qualifications include 5–7 years in credit analysis, a finance-related degree, and strong modeling and communication skills.