Relationship-Driven Commercial Banker

First Citizens; Winston-Salem (NC); On-site; USD 90,000 - 130,000; Full time

Job summary

First Citizens Bank in Winston-Salem, NC seeks a Commercial Banker to grow and manage a portfolio of business banking relationships for companies with $10-$35mm in annual revenue.

You will develop new lending opportunities, provide financial guidance, and collaborate with partners to deliver comprehensive banking solutions, including deposits and cash management, while representing the bank in the local business community.

Qualifications

• Bachelor's Degree and 6 years' experience OR High School Diploma or GED/Equivalent and 10 years' experience in Commercial or business lending, credit or business development
• Commercial Banker II Qualifications: Bachelor's Degree and 8 years' experience OR High School Diploma or GED/Equivalent and 12 years' experience in Commercial or business lending, credit or business development
• Business development experience
• Financial analysis and credit underwriting skills
• Knowledge of commercial lending, deposit and cash management solutions
• Ability to provide financial guidance and expertise
• Sales planning and forecasting experience
• Established COI's and referral sources

Responsibilities

• Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.
• Leverage your network to engage with local business owners and companies to develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community and networking events.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Skills

Structured sales process

Financial guidance

Sales forecasting

Financial analysis

Credit underwriting

Business lending

Deposit & cash management

Retail & wealth solutions

Business development

Networking

Education

Bachelor's Degree + 6 years experience

High School Diploma + 10 years experience

Bachelor's Degree + 8 years experience

High School Diploma or GED + 12 years experience

Job description

First Citizens Bank in Winston-Salem, NC seeks a Commercial Banker to grow and manage a portfolio of business banking relationships for companies with $10-$35mm in annual revenue.

You will develop new lending opportunities, provide financial guidance, and collaborate with partners to deliver comprehensive banking solutions, including deposits and cash management, while representing the bank in the local business community.