Relationship-Driven Commercial Banker

First Citizens; Hanes (NC); On-site; USD 70,000 - 110,000; Full time

Job summary

First Citizens Bank is seeking a Commercial Banker to acquire and manage a portfolio of commercial banking relationships with companies between $10-$35mm in annual revenues. You will be the primary contact for borrowing needs and work with sales partners to build full banking relationships.

This role may be filled as a Commercial Banker I or II based on the skills and experience of the selected candidate. You will develop and execute a prospect and referral plan, grow deposits and loans, and

Qualifications

• Bachelor's Degree with 6–8 years of experience in commercial lending, credit or business development.
• Strong financial analysis and credit underwriting skills.
• Knowledge of commercial lending, deposit and cash management solutions.
• Ability to provide financial guidance and expertise.
• Sales planning and forecasting experience.
• Established COIs and referral sources

Responsibilities

• Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.
• Leverage your network to engage with local business owners and companies to develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community and networking events.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Skills

Sales process

Financial guidance

Sales forecasting

Financial analysis

Credit underwriting

Business lending

Deposit and cash mgmt

Retail and wealth

Business development

Networking

Education

Bachelor's Degree

High School Diploma or GED

Job description

First Citizens Bank is seeking a Commercial Banker to acquire and manage a portfolio of commercial banking relationships with companies between $10-$35mm in annual revenues. You will be the primary contact for borrowing needs and work with sales partners to build full banking relationships.

This role may be filled as a Commercial Banker I or II based on the skills and experience of the selected candidate. You will develop and execute a prospect and referral plan, grow deposits and loans, and