Strategic Commercial Banker | Growth & Lending

First Citizens; Charlotte (NC); On-site; USD 90,000 - 140,000; Full time

Job summary

First Citizens Bank in Charlotte, NC is looking for a Commercial Banker I or II to acquire and manage a portfolio of commercial banking relationships for companies in the 10–35 million revenue range. You will be the primary contact for borrowing needs, work with sales partners, and build full banking relationships in the local community.

The role supports growth through loans, deposits and fee income, leveraging COIs, and engaging in community events.

Qualifications

• Bachelor's Degree and 6 years' experience OR High School Diploma or GED/Equivalent and 10 years' experience in Commercial or business lending, credit or business development.
• Commercial Banker II: Bachelor's Degree and 8 years' experience OR High School Diploma or GED/Equivalent and 12 years' experience in Commercial or business lending, credit or business development.
• Additional requirements: business development experience, financial analysis and credit underwriting skills, knowledge of commercial lending, deposit and cash management solutions, ability to provide financial guidance and expertise, sales planning and forecasting experience.
• Preferred qualifications: established COIs and referral sources.

Responsibilities

• Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.
• Leverage your network to engage with local business owners and companies to develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community and networking events.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Skills

Sales process

Financial guidance

Sales forecasting

Financial analysis

Credit underwriting

Business lending knowledge

Cash management

Retail/Wealth knowledge

Business development

Networking

Education

Bachelor's Degree

High School Diploma or GED

Job description

First Citizens Bank in Charlotte, NC is looking for a Commercial Banker I or II to acquire and manage a portfolio of commercial banking relationships for companies in the 10–35 million revenue range. You will be the primary contact for borrowing needs, work with sales partners, and build full banking relationships in the local community.

The role supports growth through loans, deposits and fee income, leveraging COIs, and engaging in community events.