Vice President Regulatory Compliance Payments

METACOMP PTE. LTD.; Singapore; On-site; SGD 85,000 - 120,000; Full time

Job summary

A fintech regulatory compliance firm in Singapore is seeking a Compliance Lead to oversee compliance frameworks and regulatory interactions. The ideal candidate will have over 5 years of experience in regulatory compliance within payments or fintech and a strong grasp of the MAS PSA framework. Responsibilities include managing licensing conditions, stakeholder engagement, and ensuring compliance with DPT and cross-border payment regulations. This role offers competitive compensation and opportunities for professional growth.

Qualifications

• 5+ years in regulatory compliance within payments/fintech/crypto.
• Strong command of the MAS PSA framework and compliance for DPTs.
• Hands-on experience with wallet screening and sanctions programs.

Responsibilities

• Serve as the SME for PSA and related MAS regulations.
• Maintain compliance framework for payments and crypto businesses.
• Manage MPI license conditions and lead interactions with MAS.

Skills

Regulatory compliance expertise

Stakeholder management

Blockchain analytics

Financial crime operations

Education

Relevant compliance certifications (e.g., CAMS, CISSP)

Tools

Blockchain analytics tools

Job description

Business coverage:

• Primary entity: MetaComp (Major Payment Institution under Payment Services Act 2019).
• Product scope: Cross-border payments, digital payment token services (OTC and exchange trading), stablecoin-fiat conversion, prime brokerage, custody, PSP infrastructure, WalletSafe (on-chain AML/CFT screening), MPC Wallet, POBO/COBO.
• Jurisdictions: Singapore (primary), with prospective Hong Kong MSO (money service operator) licensing and other strategic markets.

Key responsibilities:

Regulatory advisory and interpretation (SG)

• Serve as SME for PSA and related MAS Notices/Guidelines applicable to MPI (cross-border money transfer, DPT services), including Technology Risk Management, Cyber Hygiene, E-payments User Protection Guidelines (as applicable), and stablecoin-related requirements.
• Translate regulatory obligations into practical controls across product, engineering, operations, and customer-facing teams.

Compliance framework and monitoring

• Maintain the Compliance Framework for payments and crypto businesses: business conduct, complaints, disclosures, transaction limits/controls, safeguarding of customer monies/assets, outsourcing/vendor risk, operational resilience.
• Execute risk-based CMP: transaction monitoring, market abuse/surveillance for OTC/exchange activities, FX/stablecoin conversion controls, and wallet screening oversight.

Licensing and regulator engagement

• Manage MPI license conditions, business plan updates, senior appointment notifications, and new activity add-ons (e.g., additional corridors, products).
• Lead interactions with MAS: inspections, thematic reviews (e.g., AML/CFT, TRM), breach/incident reporting, and remediation.

Product and infrastructure compliance

• Partner with product/engineering on StableX, Pay, Wallet, and Wealth modules to embed compliance by design: API partner onboarding, counterparty standards, MPC wallet key management controls, custody segregation, and customer asset protection.
• Oversee exchange/OTC market integrity: best execution, fair pricing, conflicts, market surveillance, and liquidity provider governance.

Cross-border corridors and partners

• Conduct regulatory due diligence of PSP partners, market makers, custodians, and banks across APAC, Europe, and the Americas; maintain partner risk assessments and contractual controls.

Technology risk and cybersecurity

• Ensure compliance with TRM and Cyber Hygiene requirements: security baselines, incident response, penetration testing, DR/BCP, key management, and change management.
• Review smart contract/stablecoin integration risks and wallet security controls (MPC, multi-cloud, shard governance).

Consumer/institutional protection

• Oversee disclosures, marketing compliance, complaints handling, and error resolution procedures; ensure institutional client agreements and risk disclosures meet regulatory standards.

Regulatory reporting and financial crime operations

• Ensure timely MAS returns, fraud reporting, and DPT incident notifications; implement MI dashboards and KRIs for compliance.

International expansion (HK MSO and others)

• Lead or support HK MSO application and ongoing compliance (AMLO, CDD/KYC standards, suspicious activities monitoring and reporting, store-of-value/payment instruments where applicable).
• Map differences between PSA (SG) and MSO (HK) for policy harmonization; support other jurisdictions’ licensing strategy.

Training and culture

• Deliver tailored training for sales, ops, traders, engineers, and leadership on AML/CFT, sanctions, market abuse, technology risk, and product-specific obligations.

Minimum Qualifications:

• 5+ years in regulatory compliance within payments/fintech/crypto, VASPs, or regulatory/consulting roles focused on PSA/DPT for high-growth fintechs.
• Strong command of the MAS PSA framework, compliance for DPTs and cross-border money transfer, Travel Rule, TRM/Cyber Hygiene, and safeguarding/customer asset protection controls.
• Hands-on experience with blockchain analytics tools, wallet screening, sanctions programs, and typology-driven alerting.
• Experience with exchange/OTC market integrity and fair dealing preferred.
• Exposure to Hong Kong MSO/AMLO requirements; experience preparing MSO license applications is advantageous.
• Excellent stakeholder management across product/engineering and external partners; track record embedding “compliance by design” into APIs, wallets, and payments flows.
• Relevant certifications (e.g., CAMS/ICA, CISSP/CISM for TRM exposure, CGSS, ACFCS) are a plus.

Preferred Qualifications:

• 8+ years in regulatory compliance within payments/fintech/crypto, VASPs, or regulatory/consulting roles focused on PSA/DPT for high-growth fintechs.
• Strong command of the MAS PSA framework, compliance for DPTs and cross-border money transfer, Travel Rule, TRM/Cyber Hygiene, and safeguarding/customer asset protection controls.
• Hands-on experience with blockchain analytics tools, wallet screening, sanctions programs, and typology-driven alerting.
• Experience with exchange/OTC market integrity and fair dealing preferred.
• Exposure to Hong Kong MSO/AMLO requirements; experience preparing MSO license applications is advantageous.
• Excellent stakeholder management across product/engineering and external partners; track record embedding “compliance by design” into APIs, wallets, and payments flows.
• Relevant certifications (e.g., CAMS/ICA, CISSP/CISM for TRM exposure, CGSS, ACFCS) are a plus.

Success metrics

• Effective AML/CFT and TRM outcomes evidenced by low incident rates and strong inspection results.
• Scalable partner onboarding with robust risk controls; timely corridor/product launches with compliant design.
• Successful HK MSO application and clean ongoing compliance.
• Reduction in false positives while improving detection of true risk in on-chain monitoring.