Settlements & FX Operations - Web3

DCS CARD CENTRE PTE. LTD.; Singapore; On-site; SGD 50,000 - 70,000; Full time

Job summary

A financial institution in Singapore is looking for a candidate to manage end-to-end settlement operations for both crypto and traditional credit cards. Responsibilities include executing daily FX operations, preparing reconciliation reports, and working closely with card schemes and banking partners. Ideal candidates should have a degree in finance or a related field, along with 2–4 years of experience in settlement or FX operations. Strong analytical skills and proficiency in Excel are essential for success in this role.

Qualifications

• 2–4 years of experience in settlement, reconciliation, or FX operations, preferably in banking, payments, or fintech.
• Good understanding of card operations, clearing, and settlement processes.
• Familiarity with card scheme rules and payment systems is a plus.

Responsibilities

• Support end‑to‑end settlement operations for crypto and traditional credit card products.
• Execute and monitor daily FX operations and cross‑border fund movements.
• Prepare and reconcile settlement and FX reports, investigating discrepancies.

Skills

Analytical skills

Excel proficiency

Stakeholder management

Detail-oriented

Education

Bachelor’s degree in Finance, Accounting, Business Administration, or related field

Job description

DCS Card Centre is a financial institution founded in 1973 and formerly known as Diners Club Singapore.

With strong heritage rooted in the space, our expertise in delivering secure, reliable, and cutting‑edge payment solutions is licensed by the Monetary Authority of Singapore (MAS) and governed under the Banking Act.

Key Responsibilities

• Support the end‑to‑end settlement operations for both crypto‑to‑fiat card programs and traditional credit card products, including reconciliation, merchant payouts.
• Execute and monitor daily FX operations, including multi‑currency settlements, and cross‑border fund movements.
• Assist in coordinating FX execution and rate application across different jurisdictions, ensuring accurate posting, rate integrity, and compliance with internal and external requirements.
• Prepare and reconcile settlement and FX reports, investigating discrepancies and ensuring timely resolution of exceptions.
• Liaise with card schemes, acquirers, payment service providers (PSP), and banking partners to support daily settlement cycles and resolve operational issues.
• Collaborate with Finance, Compliance, and Technology teams to enhance workflow and system processes, including automation of reconciliation and reporting tasks to improve efficiency and reduce operational risk.
• Support the preparation of operational reports, liquidity monitoring, and variance analyses related to settlement and FX performance.
• Maintain accurate operational documentation and provide support for audits or regulatory reviews when required.

Requirements

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
• 2–4 years of experience in settlement, reconciliation, or FX operations, preferably in banking, payments, or fintech.
• Good understanding of card operations, clearing, and settlement processes, as well as FX conversion and multi‑currency handling.
• Familiarity with card scheme rules (Visa, Mastercard, Amex) and payment systems (SWIFT, ACH, RTGS) is a plus.
• Strong analytical skills with proficiency in Excel.
• Detail‑oriented and organized, with the ability to manage multiple priorities in a fast‑paced environment.
• Prior exposure to crypto or Web3-related settlement operations is advantageous.
• Excellent communication and stakeholder management skills, with a proactive approach to issue resolution and process improvement.