Senior Product Manager - Payments

Xendit; Singapore; On-site; SGD 100,000 - 130,000; Full time

Job summary

A leading payment infrastructure company in Singapore is seeking a Senior IC Product Manager to manage payment channel integrations worldwide. The role requires extensive experience in product management, especially in payments, with a focus on delivering superior user experiences through effective checkout flows and integration with various financial systems. The ideal candidate will have strong API product knowledge and be able to lead cross-functional teams. This is an opportunity to contribute to the advancement of payment solutions in Southeast Asia.

Qualifications

• 8+ years in product management with deep payments experience.
• Proven track record of shipping multi-country channel integrations.
• Strong command of API product specifications and versioning.

Responsibilities

• Manage payment channel integrations worldwide.
• Design and iterate checkout and payment flows.
• Coordinate with technical partners and financial institutions.

Skills

Product management

Payment systems

API development

Stakeholder management

Conversion optimization

Job description

Xendit provides payment infrastructure across Southeast Asia. We process payments, power marketplaces, disburse payroll and loans, provide KYC solutions, prevent fraud, and help businesses grow exponentially. We serve our customers by providing a suite of world‑class APIs, eCommerce platform integrations, and easy to use applications for individual entrepreneurs, SMEs, and enterprises alike.

Our main focus is building the most advanced payment rails for Southeast Asia, with a clear goal in mind — to make payments across and within SEA simple, secure and easy for everyone. We serve thousands of businesses ranging from SMEs to multinational enterprises, and process millions of transactions monthly. We’ve been growing rapidly since our inception in 2015, onboarding hundreds of new customers every month, and backed by global top‑10 VCs. We’re proud to be featured on among the fastest growing companies by Y‑Combinator.

About the job

Senior IC Product Manager reporting to the Head of Product. You will managepayment channel integrations worldwide. You’ll work with Engineering, Partner/BD, Ops/Support, Risk/Compliance, Finance/FinOps/Treasury, and external schemes/banks/wallets.

Responsibilities

• Expand channels & markets: Ship country‑specific payment rails (bank transfers, wallets, QR/RTP) and regional methods (e.g., WeChat Pay); define market‑entry prerequisites (contracts, certifications, settlements, ops runbooks) and harmonise merchant experience where practical.
• Maximise conversion & success: Design/iterate checkout & payment flows (smart routing, issuer/wallet‑aware retries, idempotency, capture/refund patterns, error taxonomy, webhooks/versioning) with clear funnel instrumentation and experiments.
• API leadership: Author/critique specs; own resource models, pagination, error semantics, versioning & deprecation; drive DX quality (docs, examples, SDK impacts, testability).
• Partner & scheme delivery: Coordinate with technical partners, banks, wallets, and schemes for integrations and certifications; review network specs and translate into capabilities.
• Operational: Shrink partner‑contract‑to‑GA lead time; improve routing availability/latency; align reconciliation/settlement flows with FinOps/Treasury; set SLAs with Ops/Support.
• Cards domain affinity: Contribute to cards initiatives as needed (3DS/SCA, tokens, auth‑rate improvement, chargebacks) in collaboration with Risk/Compliance and processors.
• Cross‑functional leadership: Drive decisions across Engineering, Partner/BD, Legal/Compliance, Risk, and external providers; communicate crisply via PRDs, API docs, roadmaps, and change logs.

Qualifications

• 8+ years in product with deep payments; shipped multi‑country channel integrations and/or local payment methods at scale.
• Strong API product craft (you’ve authored specs and owned versioning/deprecation, idempotency, error models, and backward compatibility).
• Proven conversion optimisation on payment flows (diagnostics by issuer/wallet, experiments, measured uplift).
• Hands‑on with processors/schemes; comfortable reviewing network specifications and partner project plans.
• Business acumen: partner commercials, certification timelines, SLAs, and unit‑economics trade‑offs; strong stakeholder management across technical and commercial teams.
• Excellent oral and written communication; operate effectively as a senior individual contributor.