Associate/AVP – Credit Risk

Maybank Investment Banking Group; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

A leading investment bank in Singapore is seeking a Credit Risk Analyst to conduct credit assessments and manage risk reporting. The ideal candidate will have a bachelor's degree and 3–10 years of experience in credit risk management, possess strong analytical skills, and be familiar with margin financing and collateral assessment. This role offers exposure to front-office transactions and opportunities for career progression in a collaborative environment.

Benefits

Exposure to front-office transactions

Opportunities to influence credit policy

Collaborative environment with strong senior-management visibility

Career progression within the Risk Management function

Qualifications

• 3–10 years of relevant experience in Credit Risk, Securities Financing, Prime Brokerage, or related areas.
• Familiarity with margin financing, CFDs, VaR, stress testing, and collateral assessment.
• Meticulous, resourceful, and able to manage multiple stakeholders in a fast-paced environment.

Responsibilities

• Conduct detailed credit analysis on counterparties and corporate clients.
• Monitor client exposures and ensure timely issuance of margin calls.
• Prepare and enhance risk reports for Management and relevant risk committees.

Skills

Strong analytical skills

Communication skills

Understanding of financial statements

Proficiency in Excel

Education

Bachelor’s degree in Finance, Economics, Accounting, Engineering, or related field

Tools

Excel

VBA

Job description

About Maybank Securities

Maybank Securities, a leading brokerage and investment bank with a reach extending across ASEAN, the UK and the US, offers a comprehensive suite of services. These include corporate finance & advisory, navigating debt and equity capital markets, derivatives trading, brokerage and research for both retail and institutional investors, and prime brokerage.

This role reports directly to the Chief Risk Officer.

Responsibilities

Credit Assessment & Limit Setting

• Conduct detailed credit analysis on counterparties, corporate clients, and trading clients; prepare credit proposals and recommend credit limits to the Credit Underwriting Committee.
• Evaluate equity, fixed income and other financial instruments to determine appropriate margin rates and risk parameters for CFD and Share Financing products.
• Assess liquidity, volatility, concentration, and idiosyncratic risks of proposed collateral and client portfolios.

Ongoing Portfolio Monitoring & Risk Controls

• Monitor client exposures, margin utilisation and concentration levels on a daily basis; ensure timely issuance of margin calls and adherence to risk thresholds.
• Perform periodic client reviews, portfolio reviews to ensure adequate collateral coverage
• Escalate limit breaches and risk exceptions promptly with clear recommendations.

Reporting, Governance & Process Enhancement

• Prepare and enhance risk reports for Management, Board, and relevant risk committees, ensuring transparency, accuracy, and insightful commentary.
• Drive improvements in reporting processes, data quality, and system workflows to strengthen overall risk monitoring capabilities.
• Support the development and enhancement of credit risk frameworks, policies, and methodologies.

Projects & Ad-Hoc Analysis

• Perform ad‑hoc analysis on equities, bonds, derivatives, and other financial instruments as required.
• Support strategic initiatives and system enhancement projects within the Risk Management Department.
• Assist in preparing materials for senior management forums and cross‑functional working groups.

Qualification Requirement

• Bachelor’s degree in Finance, Economics, Accounting, Engineering, or related quantitative discipline.
• 3–10 years of relevant experience in Credit Risk, Securities Financing, Prime Brokerage, or related areas.
• Strong analytical skills with a solid understanding of financial statements, counterparty evaluations and credit assessments.
• Familiarity with margin financing, CFDs, VaR, stress testing, and collateral assessment.
• Proficiency in Excel; knowledge of VBA preferred
• Meticulous, resourceful, and able to manage multiple stakeholders in a fast‑paced environment.
• Strong communication skills and ability to articulate credit views clearly in both written and verbal form.

What We Offer

• Exposure to front‑office transactions across multiple asset classes.
• Opportunities to influence credit policy, margin methodologies and risk frameworks.
• A collaborative environment with strong senior‑management visibility.
• Career progression within the Risk Management function.